I have been overpaying my mortgage off for years now - yes it was a missold endowment ... and yes the company paid a goodwill gesture of a couple of thou - never mind that I was recently £8000 shortfall -
well guys - I have now received in the post a letter IMPORTANT INFORMATION - NEW MORTGAGE TARIFF OF CHARGES Further to a review of all our mortgage fees, we have updated the information on the reverse of your statement. We have made these changes to bring them in line with the current cost of administering your Britannia Mortage account. These charges will come into effect from 1st March 2013.
Redemption amount includes ANY EARLY REPAYMENT CHARGE APPLICABLE AND A DISCHARGE FEE OF £125 PER MORTGAGE PLUS A £35 DEEDS RELEASE FEE PAYABLE FOR REDEEMING YOUR MORTGAGE PRIOR TO ITS SHEDULED TERM EXPIRY DATE. gUESS WHAT Martyn - prior to this - the original 1988 mortgage had NO EARLY PAYMENT fees - how dare they - they fleece me for years - I struggle to pay the mortgage as a single parent - I overpay so cannot afford holidays, new car, rob peter to pay paul - etc and now this is the final insult - not only did they missell the damn thing - and want people to overpay - but there is now a new penalty for doing the right thing and overpaying and paying early when there was no such charge in place before - they should wear black masks and go on the highway. Martin please take this to parliament - surely they cannot keep fleecing people who are overpaying - by changing mortgage terms to suit them. They have a lovely download on website on how to overpay - now they are doing this - please martin and team - be our champions and zap these financial thieves out of the picture. :( i FINISH my mortgage this year after a long long time of paying and overpaying and struggling now this is the last straw
well guys - I have now received in the post a letter IMPORTANT INFORMATION - NEW MORTGAGE TARIFF OF CHARGES Further to a review of all our mortgage fees, we have updated the information on the reverse of your statement. We have made these changes to bring them in line with the current cost of administering your Britannia Mortage account. These charges will come into effect from 1st March 2013.
Redemption amount includes ANY EARLY REPAYMENT CHARGE APPLICABLE AND A DISCHARGE FEE OF £125 PER MORTGAGE PLUS A £35 DEEDS RELEASE FEE PAYABLE FOR REDEEMING YOUR MORTGAGE PRIOR TO ITS SHEDULED TERM EXPIRY DATE. gUESS WHAT Martyn - prior to this - the original 1988 mortgage had NO EARLY PAYMENT fees - how dare they - they fleece me for years - I struggle to pay the mortgage as a single parent - I overpay so cannot afford holidays, new car, rob peter to pay paul - etc and now this is the final insult - not only did they missell the damn thing - and want people to overpay - but there is now a new penalty for doing the right thing and overpaying and paying early when there was no such charge in place before - they should wear black masks and go on the highway. Martin please take this to parliament - surely they cannot keep fleecing people who are overpaying - by changing mortgage terms to suit them. They have a lovely download on website on how to overpay - now they are doing this - please martin and team - be our champions and zap these financial thieves out of the picture. :( i FINISH my mortgage this year after a long long time of paying and overpaying and struggling now this is the last straw