Just wanted to get people's views on this. We are first time buyers and therefore new to the whole thing. Do people get a mortgage offer before they make an offer or do they make an offer first then get a mortgage? I was thinking if you got a mortgage offer first and then that offer was rejected you would have to get another mortgage.
However is there any implications on getting another mortgage offer if you already have one and what happens if you following second option and get a mortgage offer after you have made an offer on the house and you cannot get a mortgage? Is there a time limit you need to get one by?
However is there any implications on getting another mortgage offer if you already have one and what happens if you following second option and get a mortgage offer after you have made an offer on the house and you cannot get a mortgage? Is there a time limit you need to get one by?