Hi All,
Am a first-time buyer and viewing properties to buy. I earn around 30-31k per annum. My parents and friends are going to help me fund my deposit (10% - 20 %). I tried few calculators online of few banks(HSBC, santander, halifax, virgin).
I am looking for properties in range of £150k-160k. Am I being realistic? yes i can go to independent mortgage advisor's but thought, would be good to have an idea and decide whether to hold off buying until I gather some more deposit or is a right time to jump in.
Paying someone else's mortgage is hurting too much in my mind now...:mad:
I had an AIP from hsbc (upto 155k), but am worried mortgage might not be approved. Is it not too much X my salary?
Am a first-time buyer and viewing properties to buy. I earn around 30-31k per annum. My parents and friends are going to help me fund my deposit (10% - 20 %). I tried few calculators online of few banks(HSBC, santander, halifax, virgin).
I am looking for properties in range of £150k-160k. Am I being realistic? yes i can go to independent mortgage advisor's but thought, would be good to have an idea and decide whether to hold off buying until I gather some more deposit or is a right time to jump in.
Paying someone else's mortgage is hurting too much in my mind now...:mad:
I had an AIP from hsbc (upto 155k), but am worried mortgage might not be approved. Is it not too much X my salary?