Hi,
i am currently on a DMP with step change, which involves 12 different companys ranging from CC's to PDL's :( But i am fortunate to have them all accept a payment plan and one by they will all be cleared off by December.
But i will be very much interested in getting a mortgage and buying a house after my plan has finished.
So i would just like to know will i be able to get a mortgage (Rate will not matter that much) or will i have to wait 5 years until the defaults have cleared. O and i never received any CCJ's :)
thanks in advance for any help
i am currently on a DMP with step change, which involves 12 different companys ranging from CC's to PDL's :( But i am fortunate to have them all accept a payment plan and one by they will all be cleared off by December.
But i will be very much interested in getting a mortgage and buying a house after my plan has finished.
So i would just like to know will i be able to get a mortgage (Rate will not matter that much) or will i have to wait 5 years until the defaults have cleared. O and i never received any CCJ's :)
thanks in advance for any help