Hello
I am looking to put my current house on the market and Halifax have advised I can port my current mortgage (which I fully understand is about interest rates not transferring the debt to another property.)
I brought new build the last time so we got a DIP once we had found the property.
Can you get a DIP without a specific property in mind? will it tell me the level of mortgage they are happy to provide?
Is it at all likely the Halifax would refuse me a new mortgage borrowing less and my credit commitments are £200 less than they were first time round?
I am looking to put my current house on the market and Halifax have advised I can port my current mortgage (which I fully understand is about interest rates not transferring the debt to another property.)
I brought new build the last time so we got a DIP once we had found the property.
Can you get a DIP without a specific property in mind? will it tell me the level of mortgage they are happy to provide?
Is it at all likely the Halifax would refuse me a new mortgage borrowing less and my credit commitments are £200 less than they were first time round?