Agreement in principle meeting. Need evidence of income?

Hi there.

I am in a partnership with my wife.

We have a filed 2010-2011 tax return, and our current 2011-2012 tax return is with our accountant waiting for it to be filed..

We also have basic income/expenses accounts which shows 95% of our expected income this year to April 2013.

Each year our income has steadily increased and based on a 3 yr average as stands we should be able to get the correct money for the house we have seen (pending credit checks)

I just wanted to know as I've searched and searched but can't it anywhere- when do we need to provide the certified evidence of income? On full application of the mortgage or in our interview for an agreement in principle?


I have a meeting booked for tomorrow for an agreement in principle and was hoping our 2011-2012 tax return would be filed by now but our accountant hasn't done it yet. Also the account is att and not the required acca etc so there signature on our 2012-2013 income projection isn't accepted.

I know other accountants who are qualified who can sign my accounts for the application but not before our interview tomorrow.

Thanks for the help!