HI This is my first post on the forum so bear with me !! My mortgage is up for renewal in April and this year I want to either find a new broker or try and find a good deal myself. We are currently with Santander at 3.29% repayment of £1813.31 per month. The house was valued at 330k and we have as of today 191685k outstanding on our mortgage. My problem is I'm not sure if my FA over many years has been getting us the best deals after reading Martins remortgaging file, regarding whole of the market question etc. We have roughly 15k in savings ISA's and I am wondering if I should look at using this money to help with reducing the figure we owe ?? Santander offered me 2.39% with £924 fee's this morning yet when I look on comparsion sites there is 2.24% fixed. We've always done fixed rate for more control of our payments but I need to try and decrease our outgoings as my husbands company is less busy and money is tight. What should I do, get a broker or try myself. Can anyone recommend a broker ??:(
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