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Refused credit for mortgage

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Hi,

hope Ive put this is the right section, could really do with some advice!

Ive been for a new mortgage today & been refused credit based on my past history - i have checked my credit report and have excellent rating, the only 'bad' bits are that i missed in total 8 store card repayments (minimal value) over several months more than 2 years ago.

Could this be why my credit has been refused, and what can i do to improve my profile so i can credit for a mortgage? I have no otustanding debt, no credit cards, overdrafts, loans etc.

Help!

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