Halifax income reference?
Hi the Halifax have requested an employment income reference check, does anyone know what questions are asked?!
View ArticleSelf employed mortgage / salary grossed up?
I am having some problems with getting a mortgage due to being self employed and poor salary multiples I am 33% Director of a limited company trading for over 10 years with increasing turnover...
View ArticleTransfering property deeds....
:wave: My MIL (who is on her own) is thinking of getting the house deeds changed so the house would then belong to my DH. Her reasoning for this is, if she has to go into a home in the future she won't...
View Articleremortgaging + transfer of equity with the same lender
Trying to keep this short.. I'm looking at doing a transfer of equity (remove my ex from the deeds). Halifax is the lender. Affordability was checked by them, all is good there thankfully and I don't...
View ArticleNote of interest
We are currently waiting to see if we've been approved for a shared equity open market scheme but are afraid our dream home is going to get snapped up!! I've heard of a "note of interest" but is there...
View ArticleDilemma: Should I ditch my 1.5% over base lifetime tracker?
Forgive the not very catchy title and please give me the benefit of your wisdom. I hope to do a loft conversion which needs to be financed by £40,000 of further borrowing from my bank (RBS) My current...
View ArticleRemortgage help - stuck in a hole
Basically my current mortgage deal expires in a couple of months. I have debts of 10,000 accumulated as a result of university after I purchased the house. I have taken up a new job which is some miles...
View ArticleVirgin money mortgage
Hi, I posted on here last week and received some great advice thank you. We are now in the process of getting a 2nd mortgage through virgin money. They have done a valuation, which came back fine, and...
View Article'Help to Buy' Scheme - 2013 - What lenders are offering rates?
What lenders are offering rates? Anyone know? :j
View Articlewhich campany will allow consent to let without btl mort?
we're moving to australia next year, however we may only be there for 2 years. currently we pay a nice low 2.75% with lloydstsb and they wont simply give us consent to let for 2 years, they want to...
View ArticleCan somebody please help with my mortgage lender dilemma??
Hi there, I'm to be made redundant at the end of May. I've decided I really want to go to go university and study for the next 3 years to get qualified in something I actually want to do. I'm going to...
View ArticleMy Debt management plan husband sole mortgage application
Hi I was seeing if anyone knows how a dmp would effect my husbands mortgage application? We have seen a shared ownership house we have fallen in love with have the 10% deposit 15% if needed for a 30%...
View ArticleMortgage on property currently valued at 10,000
Hi there, Complete n00b so apologies if I'm posting in the wrong place, or asking ridiculous questions. I've done my own research, both on here and on individual bank websites, and can't seem to find...
View ArticleMortgage advice please for property I will let out
Hi, I'm hoping to buy a property to let out as I have just finished paying off the mortgage on my own house, & would like to invest in another property now that my own property is mortgage free. To...
View ArticleNegative equity - ADVICE REQUIRED
Hope you can help. I have a property on the market, valued at £80,000. Balance on mortgage is approx £85,000 and there will be a further couple of the £1k's added for estate agent agents fee's as has...
View ArticleIO mortgage with dud endowment - options
Hi, We have 8 yrs of our mortgage to run the shortfall on ourendowment will be @ £25k. Our current deal ends this month we are considering our options 1. Take the best current deal, keep paying the...
View ArticleBuy home for mum
I am a homeowner with a mortgage standing with about 80% Ltv. Mum is a pensioner and homeowner who plans to sell her flat and use the cash together with myself and my brother on a mortgage to make up...
View ArticleCountrywide Endowment
Hi I have a countrywide endowment which is performing OK. I have had it since 2000. We no longer rely on it to pay off any interest only part of a mortgage. I have always been under the impression that...
View ArticleMoving house in a fixed mortage (employment questions)
Hi all, I have had a read around and done some searching, but I still cannot find the info I need. I may be being slightly dim. :o Husband and I have a house, still in very early days of mortgage, just...
View ArticleApplying for first mortgage
Hello - I hope someone can give some advice about my situation. My fiance and I are hoping to buy our first home this year. We are thinking that we will have to apply for a mortgage based only on his...
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