Deposit and exchange query (FTB)
I have a full mortgage offer, and awaiting solicitor request for proof of deposit. My only concern is that half the money has been sitting in my wife's accounts, and then electronically transfered to...
View Articlemortgage balance going up?! - Halifax
The balance displayed online in my account went up by roughly £700 from last month. How is that possible? It's a 2-yr fixed rate and I'm in the middle of the 2-yr period.
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My wife and I currently rent a house from my parents. We are looking to buy this house from them and they have kindly agreed to sell it to us for the amount of the remaining mortgage, plus any fees to...
View ArticleHelp: getting a mortgage on a commercial property that will be changed to...
Hi all This is my first post so apologies if its in the wrong place or confusing/excessive! Basically, we have sold our existing property and found a house we love, which unfortunately has been used as...
View ArticleMortgage rates - near prime
A quick assistance with information from the people on the forum. What rates of mortgage range should a FTB on Tier 1 visa should have in mind with few glitches on the credit file i.e. 3 late payments...
View ArticleMortgage application and cashback credit card
I'm looking to apply for a new mortgage soon as I'm hoping to move house in the next few months. Just tidying up finances in preparation....I currently have a cashback credit card which I use to pay...
View ArticleAnyone with an opinion on Tesco Mortgages
Hi, We're FTBs looking for a property and having just revised our budget upwards I'm trying to get an idea of likely mortgage rates. When we first started looking I was very keen on the Nationwide 4...
View ArticleNon-refundable mortgage fees Natwest
A warning for everyone to be careful with paying the up front fees on the enticing Fixed rates deals, I did the 5 year fix with Natwest 4 months ago, I have a big mortgage so it made sense to get the...
View ArticleNRAM Mtge Repayment Info Request
Previously had a letter/form asking have you got a repayment plan in place, ticked 'yes'. For info, mortgage interest only, repayable 2015. Today got a letter/form asking for specific's. It is a...
View ArticleMortgage Help
I bought a property last year and arranged the mortage through John Charcoal. They managed to find me a 95% at 5.89% fixed for 3 years. I will very soon face difficulty in paying this and was looking...
View ArticleSecond mortgage
Hi , I own a flat which I have been trying to sell but can't in the current climate. My wife and I are living in a rented house short term while we find a new house to buy. My question is if I try to...
View ArticleHow do lenders persue a shortfall on a mortgage? Advice please
Unfortunately my mother in law is probably going to befacing repossession in the near future. I was just wondering when/ if there is a shortfall on themortgage how do lenders pursue this? Based on...
View ArticleMortgage options - current deal runs out jan 2014
Hello all My house is currently up for sale 3 months no offers but loads of viewings. My Estate agaent has sold a lot of properties in my area but not mine I dont know why its up for guide price...
View ArticleBetter to pay of first mortgage to get another one or have two?
Here's the situation: My parents want to move house but can't afford it. I have said to sell their house and let me use that money. Parents house should sell for about £75,000 My mortgage has about...
View ArticleMortgage Options
Hi, I have posted a similar thread before as I am undecided what to do but now I have seen a House that I want to go for. The house is up for 240k but I hope to get it for 230k. I have 25k in savings...
View ArticleSelf-Employed Mortgage - No Previous Declared UK Income
Is it possible for a self-employed British citizen, newly returned to the UK after several years non-residence, to get a mortgage without 2 or 3 years of declared UK taxable income? Everything I read...
View ArticleNeed advice on Buy-to-let
Greetings everyone, Myself and my wife are looking at buying to let and are not exactly sure of the best way to tackle this. We have a £40K mortgage on our current property which is probably now worth...
View ArticleMORTGAGE ADVISERS:does anyone know the INCOME eligibility4 ECOLOGY BUILDING...
does anyone know the INCOME eligibility for ECOLOGY BUILDING SOCIETY? we were going to go through lloyds, applied and were accepted ,for our current house purchase, but it seems its in the too hard...
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MSE News: Interest-only mortgage timebomb warning: act now
"Over 1.2 million people with an interest-only mortgage are not saving enough to pay off their loans, says the FCA..." Read the full story: Interest-only mortgage timebomb warning: act now Click reply...
View ArticleMortgage Home Owner Loans
Hi all, I'm looking for some advice on whether it's worth paying off two mortgage home owner loans I've got. One has £4k left on it, the other £8k (both on a rate of 2.29%). The thing is, I'm currently...
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