Quantcast
Channel: MoneySavingExpert.com Forums - Mortgages & Endowments
Browsing all 36823 articles
Browse latest View live

clydesdale 95% mortgage advice

My husband is looking to apply for a 95% mortgage with Clydesdale (FTB). It will be a sole application in his name as I'm currently repairing my credit rating. He earns roughly 35k a year, has loan...

View Article


Likelihood of Santander extending a mortgage offer?

We are in a pickle! We originally put an offer in on a property last Nov which was accepted and the day before exchange in March they pulled out - few weeks later we found another one, they re-did the...

View Article


Joint mortgage or two separates?

Hi, I got married in December and at the point of getting married my husband and I both owned our own houses individually. I live in his house and mine was rented out, although now on the market to be...

View Article

Mortgage DIP referred on save to buy with Nationwide

My husband and I have a save to buy account and have saved up our 5% deposit so went to the bank on Saturday to get our DIP for 95% LTV but its been referred to the underwriters to make a decision. A...

View Article

Advice needed mortgage with danske bank

I have trailed through this site for days for a simular situation but to no luck :( Brief history Finally myself default free after 7 years myself no adverse info on credit report good wages same Job...

View Article


Offer timing and strategy

I viewed a property and quite liked it. Asking price is a little below £250,000. I still need to apply for a mortgage. Should I wait until I get an agreement in principle before making an offer? The...

View Article

Mortgage Yes or No?

Hi all New to the whole mortgage thing and haven't posted on here for a while. Myself and partner have been saving for a deposit for a wee while and have just found a fantastic house at £140,000. We...

View Article

How long? (Ironically a long winded post!)

Hi there I have been in a dmp for 2 year with cccs. In April I was finally in a position to clear all my remaining debt (about 5k). During this time My credit rating took a battering and I gained 2...

View Article


Mortgage - Relationship Breakdown - Can I Escape?!

Hi All, I'm hoping one of you very knowledgeable people out there will be able to help please. I split from my ex partner 5 years ago, we have a joint mortgage on a property which is still in place....

View Article


Mortgage offer

Hi all Firstly sorry if I sound silly with these questions i am all new to this but wondering what happens next, we have finally Received out mortgage offer over the weekend and am wondering how close...

View Article

Natwest, are they strict lenders?

I am hoping to get a mortgage with natwest through the help to buy sceheme. I was just wondering if anyone had any recent past experince with them, applicants and brokers. If so, are they strict? I am...

View Article

Getting a loan for a deposit?

Hi our situation is we live in surrey and work London. Between us we can get a 285k mortgage apparently. We pay 1000 a month rent and have 5k in debts and an overdraft. We are looking to relocate to...

View Article

re-mortgage?

Hello There Wondered if anyone could help me with this one? We need to make a few home improvements, we currently have about 60k of equity in the house. We also have a number of defaults on credit...

View Article


Overdreaft & mortgage application

Hi All, I will hopefully in the next couple of month be applying for a mortgage. I have for the last few months been in my overdraft. This is a planned OD of £1200, most months I have been in it by...

View Article

The plan to get me a mortgage! Please review :)

Hi all, Basically I would like a mortgage and have given myself a year to put things into place. My situation and plan are as below, please review and input anything insightful. Must stress from the...

View Article


Advice on being named on Mortgage with Ex Partner

Looking for help please if anyone on here can, it would be much appreciated. I was with an ex girlfriend for about 5 months i was living with her it was her house, i left her in October 2006. I have...

View Article

Additional Mortgage Fees

Good afternoon, Just looking for someone to answer my questions and give me some advice if possible. I'm looking to move out at the end of February next year with my girlfriend, after we have saved...

View Article


Getting a mortgage with fair credit score of 736

My self and my partner are trying to buy a new build property but have been told we wont get a mortgage. My credit score is fair and a score of 736 and his is excellent. Are there any lenders that...

View Article

Experiences with West Brom ?

Hello, Just going through a remortgage with the West Brom and have found the whole process somewhat farcical with their inability to do anything in a timely manor. Duly submitted the application and...

View Article

FTB house needs new kitchen

Hello I have had an offer accepted on a vacant property which needs updating inside. The offer accepted was £15000 less than the asking price. I am going through a full mortgage application with...

View Article
Browsing all 36823 articles
Browse latest View live