clydesdale 95% mortgage advice
My husband is looking to apply for a 95% mortgage with Clydesdale (FTB). It will be a sole application in his name as I'm currently repairing my credit rating. He earns roughly 35k a year, has loan...
View ArticleLikelihood of Santander extending a mortgage offer?
We are in a pickle! We originally put an offer in on a property last Nov which was accepted and the day before exchange in March they pulled out - few weeks later we found another one, they re-did the...
View ArticleJoint mortgage or two separates?
Hi, I got married in December and at the point of getting married my husband and I both owned our own houses individually. I live in his house and mine was rented out, although now on the market to be...
View ArticleMortgage DIP referred on save to buy with Nationwide
My husband and I have a save to buy account and have saved up our 5% deposit so went to the bank on Saturday to get our DIP for 95% LTV but its been referred to the underwriters to make a decision. A...
View ArticleAdvice needed mortgage with danske bank
I have trailed through this site for days for a simular situation but to no luck :( Brief history Finally myself default free after 7 years myself no adverse info on credit report good wages same Job...
View ArticleOffer timing and strategy
I viewed a property and quite liked it. Asking price is a little below £250,000. I still need to apply for a mortgage. Should I wait until I get an agreement in principle before making an offer? The...
View ArticleMortgage Yes or No?
Hi all New to the whole mortgage thing and haven't posted on here for a while. Myself and partner have been saving for a deposit for a wee while and have just found a fantastic house at £140,000. We...
View ArticleHow long? (Ironically a long winded post!)
Hi there I have been in a dmp for 2 year with cccs. In April I was finally in a position to clear all my remaining debt (about 5k). During this time My credit rating took a battering and I gained 2...
View ArticleMortgage - Relationship Breakdown - Can I Escape?!
Hi All, I'm hoping one of you very knowledgeable people out there will be able to help please. I split from my ex partner 5 years ago, we have a joint mortgage on a property which is still in place....
View ArticleMortgage offer
Hi all Firstly sorry if I sound silly with these questions i am all new to this but wondering what happens next, we have finally Received out mortgage offer over the weekend and am wondering how close...
View ArticleNatwest, are they strict lenders?
I am hoping to get a mortgage with natwest through the help to buy sceheme. I was just wondering if anyone had any recent past experince with them, applicants and brokers. If so, are they strict? I am...
View ArticleGetting a loan for a deposit?
Hi our situation is we live in surrey and work London. Between us we can get a 285k mortgage apparently. We pay 1000 a month rent and have 5k in debts and an overdraft. We are looking to relocate to...
View Articlere-mortgage?
Hello There Wondered if anyone could help me with this one? We need to make a few home improvements, we currently have about 60k of equity in the house. We also have a number of defaults on credit...
View ArticleOverdreaft & mortgage application
Hi All, I will hopefully in the next couple of month be applying for a mortgage. I have for the last few months been in my overdraft. This is a planned OD of £1200, most months I have been in it by...
View ArticleThe plan to get me a mortgage! Please review :)
Hi all, Basically I would like a mortgage and have given myself a year to put things into place. My situation and plan are as below, please review and input anything insightful. Must stress from the...
View ArticleAdvice on being named on Mortgage with Ex Partner
Looking for help please if anyone on here can, it would be much appreciated. I was with an ex girlfriend for about 5 months i was living with her it was her house, i left her in October 2006. I have...
View ArticleAdditional Mortgage Fees
Good afternoon, Just looking for someone to answer my questions and give me some advice if possible. I'm looking to move out at the end of February next year with my girlfriend, after we have saved...
View ArticleGetting a mortgage with fair credit score of 736
My self and my partner are trying to buy a new build property but have been told we wont get a mortgage. My credit score is fair and a score of 736 and his is excellent. Are there any lenders that...
View ArticleExperiences with West Brom ?
Hello, Just going through a remortgage with the West Brom and have found the whole process somewhat farcical with their inability to do anything in a timely manor. Duly submitted the application and...
View ArticleFTB house needs new kitchen
Hello I have had an offer accepted on a vacant property which needs updating inside. The offer accepted was £15000 less than the asking price. I am going through a full mortgage application with...
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