Is my home going to be taken away? (2nd mortgage)
Value of the house is over £600k and is now at risk of being lost over a badly managed £10k home loan. 20 years ago £10k second mortgage taken out to do some rebuilding work (house was paid off in...
View ArticleCan you remortgage and get a new mortgage for another property at the same time?
My husband has an existing mortgage on a home he originally lived in and later rented out for the last 10 years while living abroad. The property is currently being rented. The mortgage is £28K. The...
View ArticleSeeking suggestions for possible mortgage deals available in the market
Thank you very much for your reading in advance :) I am looking for available mortgages in the market, but I was told by mortgage advisers that not many banks would like to lend me the money. Here is...
View ArticleHow Do I Buy His Half Of The House?
I took out a mortgage with my ex in December where we put about 9k deposit in each. Everything was 50/50. I recently told him I wanted to split and he chose to move out. He is still paying his half of...
View Articlenorthern rock - together morgtage
my wife had the for 7 years come Oct - will they pass on the .25% reduction on mortgage?
View ArticleCritique this remortage plan for me please!
Hi all, anyone have any opinions on this plan? We are up for remortgage end of August for 81K, but need 105K to extend the kitchen. The loan to value is about 20% and our wages easily cover the...
View ArticleSwitch mortgage?
Hi! I'm currently on a 25 year fixed mortgage at 5.49%. I was thinking about chancing mortgages which looking at the numbers would save nearly £200 a month!! Or about 4 years. But.... Is the 25 year...
View ArticleBuy to let
Hi, if I mortgage my own house to refurbish a rental property, would the interest be tax deductable?
View ArticleCan this be done?
I have a friend who wants to buy another house but can't without help getting a mortgage with someone else (close family member) who has a much better income. Her house is fully paid off and is solely...
View ArticleChances of a Mortgage
Good Morning, This is one for the brokers out there or people in the same situation. I would like to tell you my situation regards to getting a mortgage and hopefully some advice can be given. I am...
View ArticleDeclined, so wondering what they can see
I'm with Lloyds TSB, I'm apparently a 1A customer. I applied in principle for a mortgage at the weekend During the process I was asked if I'd ever had any issues with credit that I had. I said yes to...
View Articleproof of employment being a issue
hi guys, wondering if anyone knows how to deal with this matter. I applied for a mortgage (Halifax) just shy of 6 weeks ago the most off the time is sorting out employment, as I'm on maternity leave...
View ArticleSelf Employed and Fixed Rate ending soon
I hope someone can advice me please. I am on a fixed rate mortage that ends soon. During the terms of the fixed rate I became self employed. I've now been doing this for 8 months and my income is far...
View ArticleEndowment due to mature Oct 2013. Need some advice please
In Oct 2013 our £55k endowmnent matures. A number of years ago we had warnings that it was not going to pay out so converted £25k of the original £55k. So effectively we owe £30k. Friends Provident...
View ArticleFTB Gift deposit source help!!
Hello, We have recently been approved a mortgage with the Halifax (yay!) and our solicitors are now requesting searches to be done etc. Our property is worth £293,000 and we need a deposit of £32,400....
View ArticleBuy direct from bank
Is there any benefit to finding out which bank has repossessed a property, then apply for the mortgage with them direct?
View ArticleOffset or 2 year fixed
Our mortgage fixed term ends in October this year and I'm trying to decide which mortgage to get next. Have always used the same IFA, but recently asked him and the mortgages that he came back with...
View Articleremortgaging question from a noob
In my mortgage paperwork it say thats the total amount I will pay back at the end of my term on a £235,000 loan is £400,860 (banks do alright dont they :beer:) Question if after say 3 years I decide to...
View ArticleEndowment matured. Did it do well or not?
Just curious to know if you think this policy did well. At the time, 25 years ago, Standard Life was supposedly the best endowment going. Payments £27.70 per month, for 25 years. Payout £14518.88,...
View ArticleFTB help please
Hi I just wondered if anyone could give me any advice as I am reading other posts on here about declined mortgage applications and panicking! Myself and my partner have applied for a mortgage with...
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