Do lenders just get the valuation or whole report?
Hi, ftb with a simple question. We opted for a homebuyers report, will the surveyor just send the lender the valuation report or the homebuyers report. If just a valuation report, is it safe to say...
View ArticleQuick mortgage question
Probably something the advisor will go through with me, but I'll ask anyway! If i apply for a 2year fixed mortgage and get accepted. will that exact mortgage be held until i complete the purchase of...
View Article95% Mortgage with Halifax - Existing Lender
Morning all. My Partner has an existing mortgage with the Halifax, and we are currently looking to move house due to the birth of our 2nd child. We will have £15,000 from equity and savings (although...
View ArticleValuation
Applied for our mortgage at the end of May via a broker, chased him up again yesterday to get told " Don't worry, the developers aren't chasing yet, and the valuation should be instructed tomorrow, if...
View ArticleERC back in 2007
Would anyone be able to tell me how to find out what the ERCs were on a 10 year fixed rate mortgage with Abbey back in 2007. I have lost the paperwork which stated this & have a feeling Santander...
View ArticleWill my poor credit history stop my husband getting a mortgage?
I have some old defaults (now settled) on my account from 2008 my husband doesn't have any. We want to buy our home through right to acquire however I know my chances of getting a mortgage would be...
View ArticleCoventry Mortgage Application delaying exchange!
Hello Not sure if anyone can give me any advice - might be more of a general rant! The buyer of my house is a FTB and applied for a Coventry mortgage about 7 weeks ago - and still no offer. The...
View ArticleMortgage problem, looking for solutions
Hi, I'm looking for a flash of inspiration! We are trying to buy a house but hitting brick walls when it comes to a mortgage. We have 10% deposit but my husband doesn't earn enough for the whole...
View ArticleHalifax
Good day all Okay I have applied to Halifax for a mortgage on Monday 19k deposit on a 120k house 19k income husbands 33k Initially approved with the DIP we have offer on house so summit full...
View ArticleNatWest valuation delays
Hi, just wondering if anyone has any recent experiences to share re: length of time to get a NatWest valuation. I've had a mortgage offer subject to valuation, and been told by my broker the valuation...
View ArticleFirst Time Buyers Advice
My partner and I both graduated from university last summer, both went into full time jobs in May 2012 (on £20,000 and £13,000 respectively) before taking 4 months off in December to do some...
View ArticleMy experience help to buy with bad credit Halifax/Natwest got there in the...
Hi, I today I got he keys for my new place I thought I would share my story for all those with bad credit. I put in for a mortgage with halifax and got a dip however got declined at full application...
View ArticleMortgage Interest??
I have just been checking my mortgage details as they have recently been added to my halifax online account. Can anyone explain why the interest charged would be £136 for March, £176 for April and £181...
View ArticleReleasing equity on my property
Hello everyone I hope someone here can give me some advice. I'm wondering if there is a way to release some equity from my home to give o my daughter as a gift to use as part of her deposit for a...
View ArticleHalifax Backlog ?
Hi all I am waiting on the official yes or no from Halifax they have all they need incl Home Report and valuation which has now been typed onto their headed paper on Tuesday so I have been told. But my...
View ArticleNationwide cancels mortgage???
hi we are using our right to buy a council house getting a 56% discount. we phoned nationwide and got the aip. the valuer sent there price out and we were happy so, phoned nationwide and finished the...
View ArticleHelp! Nationwide mortgage panic!
Hello! If anyone is familiar with the Nationwide mortgage system and can offer advice I would be grateful! DIP accepted a couple of weeks ago, full mortgage application completed and submitted on...
View ArticleMiller homes part exchange scotland
I currently have a 60% part ownership property that I purchased in 2008. I do not pay rent on the 40% all that happens is the government take 40% of the sell on price even if this is a loss. I am...
View ArticleDifference between affording to buy & affording to RUN the house?
We're looking at buying our first place & we know that we can certainly afford to buy the house we're looking at no problem. As we'll be first time buyers i then started to realise that running a...
View ArticleGE Money Mortgage application
Hi I have been dealing with a GE money underwriter and have completed all the paper work and sent them everything they needed and asked for the mortgage application (payslips, p60 etc etc) they did a...
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