Frustrated with property ladder...
Hi everybody, I'm getting increasingly frustrated with not being on the property ladder and am under significant pressure to get on it. My situation and confusion is as follows: 1) I'm 24 and on a...
View ArticleBest mortgage deal
Hello, Due to fall off my fixed rate at the end of march so have been looking around. The fixed rate at the mo is 5.29. Balance 110k. Svr is 4.99. I have rang current provider and they can offer me a...
View Articlestamp duty
Quick question, if a.house cost 275k and i have a.deposit of 30k, , do i pay stamp duty based on 275k or 245k , please can anyone confirm... Thanks
View ArticleAdvice on a Mortgage Broker
Hi, We have seen a mortgage broker and have an Agreement in Principle in place. We have got a rate of 3.99 but have found online a rate on 3.79 with Britania. I understand that they don't offer...
View ArticleConfused
I have a £86,000 interest only mortgage. I moved this to a tracker deal back in Feb 2008 on a 5 year deal. Thus my interest rate is currently 1% (Base plus 1/2% deal). One of my endowments paid out and...
View Article1 year mortgage?????
Hi, Has anyone out there seen any offers for 1 year mortgages at the moment? I have a 20% deposit all ready to go, but can't find a mortgage that will work time wise. I need to be able to move away...
View ArticleCan i contact the vendor?
Hi everyone We are buying our first house and so far we have had on offer accepted, mortgage offer is in place and the solicitors have started the legal work. Just waiting for the search results now....
View Articleendowment morgages
Hi i would like to no if i can do anything about a morgage i took out in 1999 i specificaly stated i didnt want a endownment morgage we got our morgage with abbey nationalvafter having this morgage for...
View ArticleHouse in negative and she choosing bankruptcy?
Hi, I am desperate for some help. I still own a house and a joint loan with an ex partner from years ago. The mortgage company wont allow either of us to take the mortgage on ourselves to split our...
View ArticleShould I cash in my Standard Life Homeplan?
First time poster! Hi I currently have a HOMEPLAN savings plan with Standard Life. *Started plan 2000- due to mature 2023 (originally taken out to cover £6000 on a previous mortgage) *Initial target...
View ArticleDown Size
Hi all, hoping someone can advise, you see i have a solution to mycurrent finiancial issue but it just seems its trapped with my property equity. My problem i am currently on a DMP with 2 CCJs, i have...
View ArticleHow does it work switching to buy to let
Evening everyone. I'm new here and to using forums. I just want to ask questions regarding my mortgage, I have a residential mortgage with santander which I've had a few years now and I'm not locked in...
View ArticleRemortgaging
Hello everyone, I'm looking at remortgaging my house to treat myself to a car. I already know this is NOT MSE philosophy, and have debated about not buying it and chipping away at the mortgage. I have...
View ArticleHelp! Can I remortgage for building works?!
Hi everyone, I was hoping to get some advice from anyone who's 'bought the t-shirt' on this one... I own a 1 bed flat and want to extend it into a 2 bed flat. I have an 85% mortgage but no money to do...
View ArticleFirst time buyers advice
Hi, Hoping for some insight/help on this subject. My boyfriend and I are both 23 and renting. We'd like to buy as soon as possible. Fortunately both of us have sets of parents who are willing to help...
View ArticleRe-Mortgaging help!
Hi i was hoping for some advice about re-mortgaging my house. My house is prob worth about £140,000 and i have a mortgage for £103,500. I would like to fix my mortgage for as long as possible really as...
View ArticlePlanning to move house best way to save towards the deposit
Hi All I'm currently living a in a small flat which I bought for 38k two years ago. I my mortage was 32k with a 6k deposite. I'm hoping to move to a new house worth around 100k in a year or so. I...
View ArticleRe-mortgage into sole name; negative equity
Hi there I'm hoping someone can advise as to my best option regarding my mortgage. Current mortgage of 265k in joint names - me & my mum Was with Standard Life, since been taken over by Woolwich...
View Article£30K deposit on £70K property - bad credit
I'm just wondering are there any mortgage lenders out there that will give a mortgage to someone with bad credit who has a large deposit of £30K on a <£70K property? Or are you basically stuffed on...
View Article