Do wholesale lender rate sheets exist in the UK?
Hello, I've seen a few rate sheets in the USA and there are quite a few articles on the net about the same, e.g. http://www.wikihow.com/Read-a-Rate-Sheet, however I've never seen one in the UK and I've...
View ArticleLow Mortgage amount
I have recently completed my Right-To-Buy application with the council. I have received my offer price which, after the discount, is £28,140. I have a deposit of around £10-12,000 leaving around...
View ArticleApplying for a mortgage after divorce
Hi. Does anyone know what the chances are (or if it is even possible) to apply for a obtain a mortgage after divorce. Would my (ex) husbands credit rating be taken into account even though we are...
View ArticleFirst time buyer classification
I went to my local halifax regarding.my account several weeks ago. Whilst speaking to the advisor we started talking about mortgages and I told her my partner and I did not qualify for a first time...
View Articletransfer of equity or...?
Wonder if anyone can help please though I strongly suspect things aren't as straightforward as I'd like to think... I have a joint mortgage with my partner on our home; a 5 year tracker which is due to...
View ArticleFTB mortgage whilst on maternity leave
Hi, Just wondering if anyone knows about getting a mortgage whilst on maternity leave? I'm due to go back in October of this year and am on SMP now. Do lenders count SMP as my income or the salary I...
View ArticlePaid Up Endowment options
I have a 25 year low cost endowment with Zurich due to mature in March 2018. I've had information from them about the options and likely returns if I surrender the policy now or keep it until maturity...
View ArticlePaying Mortgage Capital with Cash ISA's
Hello, im a newbie.... I've have posted this question in frustration of my mortgage provider, C&G I have had an interest free mortgage for 4 years, 2 years at 0.89% and the last 2 years at 2.5%...
View ArticleConveyancing services after mortgage offer...
Apologise if my question is silly or very basic as I am new here in mortgages and very confuse. Yesterday I received a message from Nationwide that they have now issued a formal mortgage offer. I am...
View ArticleMortgage offer
I got an offer from a bank for a borrowing of: £175k 3.49% 5 year fixed Interest only Ltv 50%. Are there any banks out there than can beat this offer?
View ArticleFirst Direct consent to let 2013 - no chance?
My wife and I have just had our first child and, having previously thought we could make do in our 2 bed flat, we were obviously being a bit optimistic (I work from home so room 2 is an office). We...
View ArticleDid i make a mistake ? 58k only...Natwest
Just wondered guys , i looked on my banks mortgage pages , just out of curiosity as it might be a few months till i would apply.......last November or October i did the `how much could i borrow tool` ,...
View ArticleIf you die with a mortgage and no life insurance...
Just an inquiry but can anyone tell me please what happens if a parent dies with a mortgage [ interest only ] and no life insurance? Does the property and mortgage go to the children? ... and they...
View ArticleAPR rate
How much attention should I give to the APR rate when taking out a mortgage as the SVR is liable to change therefore the APR rate will change as well. Looking at mortgages with an APR rate of 4.1 and...
View ArticlePartially settled defaults and mortgage
Hello, Just after a bit of advice. Very brief summary - was in a debt management plan (debts accrued when I was young and irresponsible) since 2007. Debt totalled around £18,000. Paid this down to...
View Article12 mths accounts for ltd company, Home mortgage possible with 50%deposit??
Please Advise if you can, My husband (51yrs) who after many many years being an employed skilled tradesman. Started his own successful limited company, And has a very healthy income ..also has an...
View ArticleBank of Ireland & SVR
Hi all So I am with BOI on their SVR mortgage. I am almost finished doing up my flat after the longest 3 years of my life. While I like my flat I need to be free of it so am looking to either rent it...
View Article6 month wait for mortgage?
Hello all, advice needed. My wife and I moved into our own property in December which we bought outright. I phoned my bank (Halifax) to discuss booking an appointment to arrange a re-mortgage on the...
View ArticleAm I being too optimistic?
I've got a lifetime tracker mortgage with HSBC since 2007 - rate around .5% above base rate. I married last year and now we want to get out of the one bed flat and get a house. My credit history isn't...
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