Competitive mortgage rate 85-90% LTV?
Hi Y'all :) I currently bank with the co-operative and smile, but am thinking of having a radical overhaul to take advantage of some of the deals on offer (halifax reward acct for example) However, my...
View ArticleHenry Moser - Cheshire Mortgage Corporation fined for unfair practices Blemain
The Financial Services Authority (FSA) has fined Cheadle-based mortgage lender, Cheshire Mortgage Corporation Limited (CMCL), £1.225 million for failing to treat customers fairly in the sale of...
View ArticleHow long?
We contacted a financial advisor for a mortgage the first week of November - five or six weeks ago now. We got an agreement in principle (Natwest). Then sent off our driving licences etc and put in the...
View Articleoverpayment or shorter time; which is best?
Evening all, I am about to remortgage and currently have 29 years left on my mortgage. I can definately reduce to 22 years, but if I stretched myself I could reduce this to 17 years. Is it better to go...
View ArticleCoventry building society mortgage order of application
Hi all. We applied for a mortgage through our broker on Friday with Coventry bs. Full app went through fine and credit search all okay. Our online banking shows the application fee has been taken from...
View ArticleURGENT HELP NEEDED Mortgage may fall through
Please can someone help. Accord mortgages are asking for further evidence of earnings (mid year assessment) They have had two years P60s and 3 months bank statements showing pay going into my account....
View ArticleMore deposit cash or lower "other debts" - which is preferred by a lender?
Evening folks, Myself and partner are starting to try and plan our finances to allow us at some point in the not too dim and distant future to consider trying for a mortgage. Now I know that ideally...
View ArticleHow long does it take to get a valuer around?
Someone is buying our house, and has asked his mortgage broker to arrange for a valuer from the mortgage lender to come and value our house. How long does it usually take for someone to come over to...
View ArticleNationwide Mortgage Advice
Hi Guys, I have had a mortgage for 4 years with Nationwide, its in joint name with a close friend. I have now bought his share of the house from him, paid him directly for the equity in the property. I...
View ArticleAre we as safe as this email implies?
We have received this response from Halifax when exploring whether my partner being a contractor is an issue (we failed when going to Halifax through a estate agent mortgage advisor AFTER AIP)... Is it...
View ArticleRe-mortgage deals
Has anyone used Yorkshire Building society (YBS) for a Re-mortgage? I'm interested in a 75% LTV Re-mortgage. I seem to like the deal that YBS currently offers on Re-mortgage deals which includes Free...
View ArticleEndowment advice
I've been mortgage free for the last 6 years, but still have the endowment which has been running for 15 years, with still 10 years left. The surrender value is 11K and monthly payments are £60. Now I...
View ArticleRight To Buy..Valuation
I have applied for a RTB my council flat, Would you accept the first valuatiion or would you arrange a second? If second valuation is higher than 1st..council stick to secon valuation Anyone purchased...
View ArticleAbout to go under...?
Dear All, I'm new to this site, in a bizarre situation and in need of some sound advice if you can help. Where to begin... I'm a Yorkshire lad originally however moved to the wrong side of the Pennines...
View ArticleKitchen Planning Nottingham
Kitchen Planning Nottingham. Kitchen with appliances £ 595. www,solidwoodkitchen.co.uk . TEL-01616-694785. Includes free kitchen planning in Nottingham.
View ArticleSigned contact yesterday...completing on Friday, what to do in meantime?
Besides finding gas and electric suppliers. We don't need removals booked. Anything else I should be organising before I'm tied up with the actual moving process?
View ArticleSantander - Will offer me a repayment mortgage but won't tell me the interest...
I have just spoken to Santander as my fixed rate on my interest only mortgage is due to end in 3 months(ish). The rates they have offered me aren't terribly competitive and due to various things it...
View ArticleHelp with repossesion letter please
Hi Any advice welcome please! Last year me and my husband got made redundant within a month of each other. He found a job in Feb but the pay is ridiculously low which has meant we have got in mortgage...
View ArticleRSA/Phoenix homeplan surrender
Hi, I have just requested surrendering a policy with Phoenix and am awaiting the forms. I just wondered if anyone can advise me whether I am doing the right thing as the surrender value has gone up...
View ArticleOld ING Direct Flexible Mortgage - Barclays takeover
Hi, I've got an Old ING Direct Flexible Mortgage that tracks 0.9% above the boe base rate for the life of the mortgage. I've contacted ING who have feedback that Barclays have currently said they will...
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