I have asked previous questions about when I can mortgage etc, however I am now within the time frame when I can re-mortgage.
I am looking for a 5 year fixed rate deal with 60% ltv and I see over the last week there have been a whole raft of changes and better deals offered.
House - £225,000
Mortgage - £126,000
Term - 16 years
I was going to go for the co-op, 2.79% £999 fees (valuation standard legal free) but there seems to be other products out there which might come close to this?
Tesco Mortgage - 5 year fixed @ 3.29% £195 fees (valuation standard legal free). You also get Tesco Clubcard points 1 point for every £4 spent, so that works out to approx 12,000 clubcard points over 5 years which can be converted for rewards.
The post office and Nationwide have new deals but they are slightly worse.
I assume the co-op deal is the best out there still?
Have I missed any other recent deals? Is it possible to get anything better either direct or through a broker?
Thanks.
I am looking for a 5 year fixed rate deal with 60% ltv and I see over the last week there have been a whole raft of changes and better deals offered.
House - £225,000
Mortgage - £126,000
Term - 16 years
I was going to go for the co-op, 2.79% £999 fees (valuation standard legal free) but there seems to be other products out there which might come close to this?
Tesco Mortgage - 5 year fixed @ 3.29% £195 fees (valuation standard legal free). You also get Tesco Clubcard points 1 point for every £4 spent, so that works out to approx 12,000 clubcard points over 5 years which can be converted for rewards.
The post office and Nationwide have new deals but they are slightly worse.
I assume the co-op deal is the best out there still?
Have I missed any other recent deals? Is it possible to get anything better either direct or through a broker?
Thanks.