Mortgage Overpayments
Good afternoon - I'm after a bit of advise please. I moved into my new property in June 2011 and was able to transfer my previous mortgage across and took out another mortgage for the remainder. I have...
View ArticleRe-Mortgage - 5 year deals
I have asked previous questions about when I can mortgage etc, however I am now within the time frame when I can re-mortgage. I am looking for a 5 year fixed rate deal with 60% ltv and I see over the...
View ArticleL&G Endowment surrender/compensation
Hi, I have had an offer of £2,500 for mis-sold endowment which is great. However, they have also offered me the chance to surrender my policy and pay me £11,869.07. It's been running since 1999 and...
View ArticleI need to discharge a 2nd charge on my property
I need to discharge a 2nd charge on my property, which as I understand it is relatively simple matter and for a solicitor, shouldn't take to much work, but the conveyancing solicitor I've approached is...
View ArticleNationwide Mortgage - Accountants Certificate
Hello, Just filling out my application form for Nationwide and its asking for income. Main income is fine, its PAYE- and have P60 + payslips. Second income is from my Limited Company which has been...
View ArticleLetter to mortgage company
Hey all, Been overpaying for years and managed to take get down to 12 years remaining from 19. Enter children and everything else expensive... Phoned mortgage company to see about lengthening the term...
View ArticleRemortgage or not, interest only or repayments?
Hi all I will really appreciate your advise. House value: £230,000 - £240,000 Mortgage: £200,000 (Halifax) Type: interest only Fixed terms ended few months ago We have a saving of £20,000 plus parents...
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MSE News: Top mortgage rates tumble again
"The Post Office and HSBC have both launched the lowest ever two and five-year fixed mortgage rates ..." Read the full story: Top mortgage rates tumble again Click reply below to discuss. If you...
View ArticleHome Buyers Or valuation Fee ?
I'm applying for a PO mortgage, and I need to choose either a Home Buyers report or valuation fee ? which is best, especially as it's not refundable. FWIW, I plan to pay for my own full monty survey at...
View ArticleMortgage over payments
Just checking this is right I have a mortgage with nationwide fixed 5 year @ 5.7% and just coming to the end, I have made over payments of £6700. My rate goes down to 2.5%. I want to take the money out...
View Articlenram morgage query
Hi i am completely new to here and was wondering if someone could give me some advice,i have a morgage with the now nram,i am just under 2months in arrears after having financial difficulty due to my...
View ArticleBasic Mortgage Advice for a FTB please!
Hiya I'm looking to buy my first property ASAP. I'm 34 with 3 dependant children. The mortgage will be in my name only. I earn £9k a year working part time although my total income (from child benefit...
View ArticleAm I being charged Interest on Interest with my Mortgage
Hi, I hope someone out there can help! I've just had a annual Mortgage statement through and have some questions as to what is the correct way for a bank to calculate the mortgage interest each month.....
View ArticleRemortgaging: Currently on Bank SVR should I think about fixing?
Hello all! So we have 85% LTV and are currently on Nationwide SVR rate (3.99%) since our product finished last April (This was 4.63%) There is a deal with the COOP where we can fix for 5 years at 3.79%...
View Articleremortgage advice - open market homebuy shared equity
I bought my house in April 2008 under the open markey homebuy scheme with an equity loan from tower homes (now l&q) and and interest only top up with the mortgage from yorkshire bs. Now my 5 year...
View ArticleSelling home - not buying another, what happens??
Hi guys I'm selling my flat but we are not moving into another purchased property - we are going to rent instead as haven't found anywhere just yet. The initial deal ran out a year ago, am I correct in...
View ArticleInterim charging orders on deeds
Hi i am hoping someone on this board can help urgently in pointing me in the right direction. My Aunt has just died leaving my uncle unaware there freehold joint property had 2 restrictions entered on...
View ArticleApplying for Mortgage & Childcare Costs
Hi, I hope someone can advise me on the following: I'm planning to buy a flat with a shared ownership scheme as a single applicant. However, I am married, but my husband has a bad credit rating hence I...
View ArticleWhen to apply for re-mortgage?
Hello, our fixed rate redemption charge runs out on the 31/03/2013. When should I apply for a new mortgage? Does it have to be within 30 days of the end of our current mortgage? Ideally we would like...
View ArticleMortgage and Life Insurance
Question on insurances. I already did a quick search on these forums and found a similar situation (the mortgage was even with the same bank Northern Rock). My father has a mortgage and both home and...
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