Submitted our full mortgage app today for 85% LTV ratio on a £80k house purchase.
The full app was accepted and it has now been passed to Santander/Abbey with bank statements, passport, payslips etc.
I have dipped in and out of my arranged overdraft over the past 3 months and am now wondering what the impact of this will be. Do they just check statements to check there is your wages coming in, or are they more going to scrutinise my transactions?
Anyone any experience?
The full app was accepted and it has now been passed to Santander/Abbey with bank statements, passport, payslips etc.
I have dipped in and out of my arranged overdraft over the past 3 months and am now wondering what the impact of this will be. Do they just check statements to check there is your wages coming in, or are they more going to scrutinise my transactions?
Anyone any experience?