Barclays springboard can use existing offset funds.

If you have a Barclays offset mortgage you can use the offset funds to help out someone else by using those funds as the 10%. in a springboard mortgage

The funds remain offsetting your own mortgage but do get tied up for 3 years.

There is a risk that if the family member defaults these funds can be used to make up shortfalls but better than a guarantee which has you liable for 100%.


if the funds are not offset they get 2%