Help
I am looking to buy a new property - it is an old mill which is being converted into 2 apartments. That is the only development on site being done by a small independent developer. I cannot ascertain...
View ArticleNew Mortgage
Myself and my partner and applying for a new mortgage with The Woolwich for our first house. Unfortunately, when my mom got sick I went into my overdraft to pay for everything. As my wages have not...
View ArticleShowing additional income for mortgage (first direct)
Hi all Currently living with my parents and rent my own house out and declare income via self-assessment. Now I owe nothing on my house, and wondered what figure mortgage lenders would use. Would it be...
View ArticleLiving with partner in flat on his mortgage can't remortgage he has poor...
I live with my partner and we live in a flat that he has on a mortgage, his exes name is on the mortgage so we tried to get her removed but as they both have a low credit score they said she can't come...
View ArticleLimited company owner and part time employee mortgage information required
Hi All My husband and I have held a mortgage with Nationwide for 5 years and are looking at moving up the ladder this year. I co-own a web design business which will have been running 2 years in May...
View ArticleInterest only Mortgage to repayment
Can you change from a interest only to a repayment mortgage without having to find a deposit ? I realise the payments will be more, but providing you can afford the monthly payments, without having to...
View ArticleBarclays Mortgages in Northern Ireland??
Can you get Barclays Mortgages in Nothern Ireland? in particular the Family Springboard Mortgage. How does this help first time buyers? Will this assist people with maybe not a 100% credit rating or...
View ArticleOdd situation with deeds
Hi, I find myself in a bit of an odd situation In Sept last year i purchased a newbuild leasehold flat from a housing trust (lets call it flat 1) I viewed flat 1 a couple of times and decided to buy,...
View ArticleAgreement in Principle
My partner and I went to see a fees free whole of market broker at the weekend about a FTB 90% LTV mortgage and I think he got us a really good deal with Santander. 4.49% Fixed for 2 years, £250...
View ArticleWest Bromwich Unethical Practices, Help
Just completing (trying) our mortgage with West Brom. Having already supplied 56 pages of information requested. They are still asking for even more information; for example they have referred to 3...
View ArticleHelp - First Time Buyer!!
Good Afternoon, I am 23 years old and hoping to buy later on this year. I just wanted a bit of help and advice, I have currently moved home to save and pay off some debt. All being well I will have...
View ArticleRepayment Mortgage help please
Hi everyone I currently have a miortgage with h/fax which is a repayment & owe just a teeny bit over £87,000. The current term is 17 years and 2months. The mortgage is actually part fixed rate...
View ArticleInvesting in a 2nd home to rent out
Hi All I'm just looking for some advice here. Me and the OH are looking at the possibility of releasing equity from the house to buy a 2nd property to renovate and rent out. Basically the house is...
View Article90% LTV mortgage underwritten over the phone
Hi All, First post for me. Wondering if anyone can give any advice or reassurance. I applied for a 95% LTV mortgage with £7600 on credit cards and a personal loan for my car with Monmouthshire Building...
View ArticleWhat are my options?
I fear I already know the answer but I would like to ask anyway in case I am missing something... My wife and I have a mortgage with Northern Rock or NRAM as they are now known. We got this literally...
View ArticleCemap - home study or direct via IFS??
New user here... Just a quick question. I'm going to do Cemap. I've looked at various training companies and have had some recommended. (I'll only be able to do home study though..) However, I've...
View ArticleMortgage application while overseas
Hi, My husband is coming to the end of a two year project in the Middle East and we're returning to the UK in early March. We need to buy a second home near his head office where he'll be working from...
View ArticleFirst time mortage advice with poor credit record.
Hi just wanted your advice opinion, potential 1st time buyer currently live in my fathers house who has passed away and house being sold, will be receiving about 45k for my share of the house sale, i...
View ArticleHousewife Mortgage for ex-local block
Hi all, Does anyone know of a lender who might give a buy-to-let to a housewife other that the mortgage works? I am trying to raise money on a flat I already own (and currently rent out) so I that I...
View ArticleBarclays springboard can use existing offset funds.
If you have a Barclays offset mortgage you can use the offset funds to help out someone else by using those funds as the 10%. in a springboard mortgage The funds remain offsetting your own mortgage but...
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