Hi
My wife and i will be applying for a mortgage together next month. Her credit history is excellent with a 999 score in experian.
Mine however is 975 as i have 6 late payments from a second mortgage that was settled in dec 2008.
Will this affect us getting a mortgage?
We are looking to buy a property worth 320k with an 80% deposit
I earn 65k and my wife earns 36k
Will we be ok with the high street lenders? what complications might we have??
thanks in advance
John
My wife and i will be applying for a mortgage together next month. Her credit history is excellent with a 999 score in experian.
Mine however is 975 as i have 6 late payments from a second mortgage that was settled in dec 2008.
Will this affect us getting a mortgage?
We are looking to buy a property worth 320k with an 80% deposit
I earn 65k and my wife earns 36k
Will we be ok with the high street lenders? what complications might we have??
thanks in advance
John