Will i get a Mortgage with 6 late payments
Hi My wife and i will be applying for a mortgage together next month. Her credit history is excellent with a 999 score in experian. Mine however is 975 as i have 6 late payments from a second mortgage...
View ArticleChanging mortgage whilst no income???
After being made redundant last year I found out I was pregnant with twins so decided to wait before returning to work. My mortgage company allowed me to move onto interest only for 12 months and...
View Articleold endowment policy
My partner used to have a flat in early 2000. Prior to gettting rid of the flat he had remortgaged it when his then partner split. When the house was remortgaged he continued to pay the joint...
View ArticleInitial Payment Confusion...
Hi all I am very concerned about the very first payment where Nationwide want over £2k from me when my normal mortgage payments will be closer to £1k! I'm on a 95% LTV Save To Buy at 5.69% Fixed for 4...
View ArticleFirst direct - anyone completed recently?
Evening all, Just a quick question to anyone who has completed a house purchase with a First Direct mortgage recently. I'm trying to budget for the months around the purchase and want to get a handle...
View ArticleMoving house and early repayment charges
My current mortgage agreement states that if I move house, I can take the mortgage with me, but I was wondering what would happen if I needed to borrow more money for my next house purchase. Would I...
View ArticleGetting your deposit back
Son is looking for a mortgage and advisor mentioned that he could apply for his deposit back after six months (which would mean he would have a 100% mortgage). Does anyone know if this is true, has...
View ArticleNationwide Newbuy Mortgage issues...
Hello, First time poster long time lurker. We applied for a Nationwide Newbuy mortgage about 3 and a half weeks ago. We're currently on Nationwide's BMR and also bank with them so wanting to port £140k...
View ArticlePlease help, how do i split the debt?
Hi everyone, i have been reading through this forum and it seems to be full of great advice. I am hoping someone out there can help me. Like many i have a together mortgage with NRAM. The outstanding...
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Reading mortgage table: reversion rate for TERM period?
Hello, I was trying to learn how to read some mortgage tables and I've seen some of them where the mortgage period is detailed as TERM (so I was guessing that was referring to the whole length of the...
View ArticleWant to Quit My Job Before Mortgage Completes
So here's the story. I'm trying to buy a new build flat, but unfortunately it's been delayed by about 4 months. Meanwhile, I hate my job, and I'd like to quit. It's the first job I've ever had problems...
View ArticleCan I add my mother to my house deeds?
Can I add my mother to my house deeds if I get the permission of my mortgage company, and also have her name added to the mortgage? What is the chance the mortgage company would allow this? The reason...
View ArticleMortage payments
Hi all, i am new to boards and am seeking help, we bough a house in Northern Ireland when we got married some 10 years ago. after a few years due to family health problems and work we moved to the...
View ArticleCan they make my girlfriend move out?!
I'm having some trouble here... I have previously owned half my house with a friend, and I am now financially able to buy their half and own my home outright. This suits us both in the long term, and I...
View ArticleMortgage - 2nd time lucky?
Hello all - I am a first timer on these boards so please bare with me if I start to ramble. We were declined for a 90% mortgage in July 2012 based on affordability, we used a whole market broker at the...
View ArticleMortgage advise please
I am moving house and been offered a mortgage with nationwide , the chain has stalled And won't be moving for 6-7 weeks . It has taken 4 months to get this far , in the mean time mortgages have become...
View ArticleRemortgaging - self employed
I'm in my second year of self employment although I only have one tax year under my belt so far. We are looking to remortgage and wondering if we are likely to be accepted based on our details, our...
View ArticleAny 5% deposit mortgages out there!
Hi, guys i want to get a new mortgage and i am wondering if there are mortgage companies that will accept 5% ..looking at buying something for £200,000 (london prices). i have £17,000 saved up for...
View ArticleShould we fix for 5 years or two years?
Hi everyone, could do with your opinions please. Mortgage is due for renewal as old fix is coming to an end. The two year fix is 3.09% and five year fix is 3.39%. It makes about £100 difference to...
View ArticleReturning expat mortgage
Hi, After 5.5 years overseas my partner and I have just moved back to the UK. He is working and I'm hoping to be soon and we'd like to look at buying a property here. We will have around a 50% deposit,...
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