Hi - so finally mortgage offer letter came today and it had a load of conditions with it (apparently this is normal though for solicitors, etc, etc)
However it had one condition that I wondered if anyone has any feedback on:
The have said that they will do employment check on my wife with the NHS. She has been a nurse for 3 years and worked at the NHS for 8 months.
They haven't asked for this for me but they have already had a copy of my contract and probation completion letter but never asked this for her originally.
Does anyone know what this letter asks - there is nothing dodgy or anything but I'm a little bit concerned that they may refer to her promotion as a "secondment" (which it is but her boss has already told her that the job is hers - just a formality until May)
The bank knew about the promotion, and the third of the three payslips showed a clear printed increase in salary and the higher amount is what they based all the lending on. They never asked about anything else. Also they really looked at everything carefully as they originally were going to lend me £10K less than I needed but on review or both our jobs they decided they would lend us what we needed.
Am I worrying about nothing??? I just want to jump for joy and be happy but this condition has got me fretting a bit.
Sorry but I just always expect banks to do something horrible - never nice.
However it had one condition that I wondered if anyone has any feedback on:
The have said that they will do employment check on my wife with the NHS. She has been a nurse for 3 years and worked at the NHS for 8 months.
They haven't asked for this for me but they have already had a copy of my contract and probation completion letter but never asked this for her originally.
Does anyone know what this letter asks - there is nothing dodgy or anything but I'm a little bit concerned that they may refer to her promotion as a "secondment" (which it is but her boss has already told her that the job is hers - just a formality until May)
The bank knew about the promotion, and the third of the three payslips showed a clear printed increase in salary and the higher amount is what they based all the lending on. They never asked about anything else. Also they really looked at everything carefully as they originally were going to lend me £10K less than I needed but on review or both our jobs they decided they would lend us what we needed.
Am I worrying about nothing??? I just want to jump for joy and be happy but this condition has got me fretting a bit.
Sorry but I just always expect banks to do something horrible - never nice.