2nd residential mortgage
Hi all, Just after a little bit of advice. Currently own a property on a joint mortgage with my husband. We are both on mortgage and deeds. We have rented this property out (with consent to let!) and...
View ArticleMortgage Offer - Question about conditions
Hi - so finally mortgage offer letter came today and it had a load of conditions with it (apparently this is normal though for solicitors, etc, etc) However it had one condition that I wondered if...
View ArticleBewildered by Buy-to-Let Barrier ...
Some advice would be welcome... My wife and I, both having taken early retirement, are hoping to sell up and move to the coast. We have £250,000 in savings, and a house valued at £180,000 on which we...
View ArticleAdding Partner onto my mortgage
My Partner is living with me. He is not too keen on going on the mortgage although he pays half of everything. I have left the house to him in my will but there would be a mortgaage outstanding as I am...
View Article5yrs on and I still can't get off my ex-wife's mortgage
Hi, thank you as always in advance for any replies and help. Divorced 5yrs ago, martial home mortgaged with NRAM. Divorce court order indemnified me against my covenants, obligations and any loss on...
View ArticleWanting a minature mortgage of £109 000
So as per the title, this is what I'm looking for. My debts will be paid by December (all of them) and this is when I want to borrow. I have a shared ownership mortgage of 30K, I will be forced to pay...
View ArticleExisting loan and mortgage application
We are looking to apply for a mortgage in the near future. My partner has a 5 year loan and the final payment date for this is dec 2013. We have looked at the nationwide mortgage calculator and it says...
View ArticleHelp get rid of my husband!
Myself and my husband have split up due to his infidelity, we only got married 4 months ago, but have had a mortgage together for 8 years. Neither of us has the money to 'buy' the other out, but i can...
View ArticleMortgage on probationary period
I've just got everything in order for a £100k mortgage. 15% deposit, just been promoted to a salary just shy of £30k in org I've worked in for 6 yrs. now the obstacle, our HR dept puts everyone on 6...
View ArticleLTV question
We have an opportunity to buy a house at a good price (£200k), the offer has been accepted and it not gone to market. It was valued by quite a few estate agents at £220k, when applying for a mortgage...
View ArticleWill the mortgage company lend, if extensive works are required?
Please help, I have found a perfect house that has so much potential, the only problem is the house is a repossession, the previous owner was clearly doing it up, but unfortunately its been left in a...
View ArticleFirst Direct
Hi Everybody, First time buyer here that is starting to look into the bestmortgage options available. I have found a good deal with First Direct, doesanyone have any experience with dealing with them...
View ArticleFirst time buyer - Natwest
Hi all! I'm new here. Would just like some reassurance please! We are applying for a mortgage through Natwest. Its the only bank that will accept my scholarship income so we have no choice there. We...
View ArticleGood news for a change, but 2 or 5 years
HI everyone, my first post!! Had some good news come to the end of my five year fixed term and my provider has given my two options 1) tie in for two years £620 2) tie in for 5 years £650 Either way...
View ArticleLondon & Country DIP Question
Hi all, I rang London & Country to check how much I could borrow for a mortgage yesterday. I wanted approx £150k with a £25k deposit. Guy said it should be comfortable and the letter came back with...
View ArticleMorgage advice needed - bad credit but need to move
Hi all Me and my husband have owned our house for 7 years and are looking to move as we don't live in a nice area and now we have a child. We will have about £14,000 equity in our house and have...
View ArticleMortgage Advice?
Is it possible to get a mortgage or re mortgage at 53 and only working part time and now a low earner? Wife and I both work part time, own our own house, though technically still have a mortgage...
View ArticleHELP! First time Mortgage and employment
Hi Myself and my partner are relocating closer to where he has been offered work. We will rent initially for about 6 months (in 6 months time) and then buy when we have found an area we like. I will...
View ArticleRemortgaging to raise funds - wait until fixed term ends?
Hi there My fixed term Santander mortgage still has 18 months to run and I would like to add to the amount borrowed in order to do some work to the house. I am assuming this will be the cheapest way to...
View ArticleRemortgage and New Property on fixed term contract
Hi, Thanks for reading. Would anyone give a mortgage to me on a 2 year contract with a University research team. Partner in full time perm employment and has been for 6 years. Will be joint mortgage. I...
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