Need some advice / help please.
We have had a mortgage offer from nationwide. We have the 10% deposit but the fees and stamp duty were being gifted to us by my in laws. The n laws have nw retracted that offer!
So we are left with a roughly 10k shortfall.
My question is now we have the mortgage offer will further credit check be done? Or could be balance transfer part of this without telling nationwide? Or will they see this before completion and retract the offer?
Don't know if you will need the figures, but the house costs 300k we have 30k savings. Stamp duty 9k and fees 1.5kish. Have a 4k overdraft I was thinking of using till its all gone through so roughly 6k short?
We have had a mortgage offer from nationwide. We have the 10% deposit but the fees and stamp duty were being gifted to us by my in laws. The n laws have nw retracted that offer!
So we are left with a roughly 10k shortfall.
My question is now we have the mortgage offer will further credit check be done? Or could be balance transfer part of this without telling nationwide? Or will they see this before completion and retract the offer?
Don't know if you will need the figures, but the house costs 300k we have 30k savings. Stamp duty 9k and fees 1.5kish. Have a 4k overdraft I was thinking of using till its all gone through so roughly 6k short?