I have two names!
I got married nearly 6 yrs ago. At the time we had a joint mortgage and I didn't change my name on this. I am a Dr so kept my maiden name at work - they continue to pay me into my old bank account also...
View ArticleEndowment shortfall
Good afternoon, In 1990 my dad took out a low start endowment policy with Aviva (Norwich Union at the time) using an FIA approved broker (luckily it was after they started regulating them) At the time...
View ArticleNeed to remortgage at the same time as going part time at work
Our current 5 yr fix ends in May so i need to start looking at a new deal. I am the highest earner as my husband is self employed. However, I am currently on maternity leave - retuning in April but...
View ArticlePoor Credit History Mortgage Help Needed
This is my first post although I am a long time browser of the site and any help/advice is most appreciated. My wife and I have just been turned down for a Halifax mortgage due to my credit history....
View ArticleMortgage reposession adice
I'm new to the forum and hoping someone can help me with a few things. I took out a joint mortgage with my previous partner. We have been separated for a couple of years (he was abusive) and he is...
View ArticleMortgage promise now declined!
If my circumstances haven't changed, can the Halifax decline a mortgage if a mortgage promise has been given? We have 5 rented properties, 3 with mortgages, all with at least 50% equity, the other 2...
View ArticleAdvice about getting a mortgage - broker?
Hi :) I have just been reading through Martin's views on mortgage brokers thread and so based on what people have said, I'm posting my query on here. We are planning on buying a house this year (sold...
View ArticleWhen will our 1st payment be?
Had our mortgage offer from Santander finalised this weekend and will be moving into our property on April 5th. Mortgage payment is due to be on 1st of the month. Does anyone know when our first...
View Articlepoor credit rating but big deposit is it possible ?
Hi, We are considering moving home we don't have a mortgage at the moment (we own the house outright) approx £180,000 going by other recent house sales on our road. Houses in the new area are in the...
View ArticleRe-Mortgage on DMP
Hi, Does anyone have any advice on remortgaging when on a DMP? We currently have a tracker with C&G on a great rate due (1.69%) to the last remortgage just before rates started to plumet....
View ArticleIs Accord the right choice for us ?
Hi I would be very grateful for any advice / experience anyone could offer based on my situation below. We have had an offer accepted on a property at £600,000 give or take a few pounds. We are first...
View ArticleFirst time buyer, partner with mortgage
Hi, I am just looking for some advice and a rough idea, potentially a mortgage advisor so if anyone can assist please post in the thread and I will get in touch for further guidance. I am looking to...
View ArticleWant mortgage but bad credit....but not on report?
My husband and myself are looking to buy a house, but are concerned with his past history: 1. 2005, Default of £6k, reduced to £3,700 but not paid off (stupidly following advice of debt advice charity...
View ArticleIs it possible to buy 2nd house with negative equity
Hi, I am wondering if it is even a possibility at all to buy a 2nd house if the house we currently own is in negative equity? We have a mortgage of apporx 160,000 over 30 years. We hate the house and...
View ArticleConcerned for my mum!
Hello Wondering if anyone can offer some advice. My mum bought a flat for £75,000 a few years ago when the market was better. She has stupidly been paying interest only. Now she's had to retire due to...
View ArticleLate Payments - Any hope of getting a mortgage ?
Hi all I would really appreciate some thoughts, especially from any of the brokers on the site. I have an offer accepted on a property and am looking for a 75% LTV mortgage. I have no financial...
View ArticleGetting mortgage after career break
Hi I am returning to work after long period of unemployment Would like to get a mortgage for a house ASAP. how long will I have to wait. I am a civil servant and was on a long career break . Thanks
View ArticleDeposit / solicitors fees shortfall
Need some advice / help please. We have had a mortgage offer from nationwide. We have the 10% deposit but the fees and stamp duty were being gifted to us by my in laws. The n laws have nw retracted...
View ArticleRental property NOT on buy-to-let mortgage
Advice sought, thanks in advance. Just over two years ago we bought our new house, in which we now live. At the time we struggled to sell our old home, so we decided to rent it. We advised the bank and...
View ArticleThis will probably sound like a daft question but...
Are mortgage brokers and mortgage advisors the same thing? If not then what is the difference between them?
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