should I surrender L&G endowment 2 years early ?

Hi everyone,

Thank you for reading my post.

I took out a 25 year Endowment Policy for a 72k mortgage with L&G in 1990 which matures in 2015. I sold the porperty in 1994 anyway but decided to keep the endowment policy going.

In May 2012 sent me a projected shortfall statement which seems to suggest the final bonuses at y/e 2011 would be £6800.

Would I lose ALL the final bonus if I surrendered now ?
Does anyone know how exactly 'final bonuses' work ?

Thanks in anticipation.

Chris