We are in the process of relocating, our house sale is going through & we've seen a house to buy HOWEVER we can't get a mortgage. We are currently with nationwide & have never gone in to arrears & have good credit history etc
We have used 2 mortgage brokers & contacted the banks directly.
My partner is recently self employed & I'm in the process of moving from a part time to full time job. We've been told we can both get separate mortgages but jointly is proving difficult.
All the banks seem to have their own systems, criteria & when it comes to self employed accounts they use different data.
We were told by nationwide they would give us a joint mortgage for the amount needed, but following a meeting yesterday they now tell us their policy had changed & they won't take in to account my new job offer.
If anyone could please offer advice or know at other options would be much appreciated!
We have used 2 mortgage brokers & contacted the banks directly.
My partner is recently self employed & I'm in the process of moving from a part time to full time job. We've been told we can both get separate mortgages but jointly is proving difficult.
All the banks seem to have their own systems, criteria & when it comes to self employed accounts they use different data.
We were told by nationwide they would give us a joint mortgage for the amount needed, but following a meeting yesterday they now tell us their policy had changed & they won't take in to account my new job offer.
If anyone could please offer advice or know at other options would be much appreciated!