Wife leaving me with house
Hi All, My wife and I are sadly separating and she would like her share of the house. I understand that I need to apply for a new mortgage but does mean I can also pay off more of the house value to...
View ArticlePorting a mortgage help!
I have a mortgage for roughly £72k on my flat. I hope to sell it for £87k and have savings for fees and stamp duty etc. Am looking at properties for £150k and ideally would like to port the £72k over...
View ArticleConsent to Let - Santander
Hello, I've read the forums and many threads are slightly dated on this subject. I currently live in a 3 bed semi detached house (another room could become a 4th bedroom for rental purposes). The...
View ArticleHalifax Mortgage Offer and Credit Checks
Hi All, Very useful forums for a FTB. I have a quick question about Halifax mortgages. I have received my mortgage offer and currently in the searches stage. Halifax ran one last soft credit check on...
View Articlehalifax mortgage change?
hi all, i have just had a letter from halifax, saying they have chnged their systems and as a result my FIXED monthly amount is going down by £9.40 per month? anyone know why? i make regular...
View ArticleRelocating, difficulty getting a mortgage due to change in Nationwide Criteria
We are in the process of relocating, our house sale is going through & we've seen a house to buy HOWEVER we can't get a mortgage. We are currently with nationwide & have never gone in to...
View ArticleHalifax First Payment - Advice Please
Hi I am looking for some advice please I have just purchased my first flat completiontook place on the 28th Feb. I received a letter from Halifax saying my firstpayment would go out today and then the...
View ArticleStudent guarantor mortgages
Do Student guarantor mortgages still exist? I am loooking to get on the property ladder, but are currently at university so have no income. My parents have a large house with plenty of equity, so are...
View ArticleNationwide, it was all going so well.......
Hi FTB with my girlfriend. offer accepted on house 7/03/13 DIP and full application to nationwide 8/03/13 Valuation carried out 11/03/13 Satisfactory valuation received 12/03/13 Now today I've had a...
View Article£230,000 VS £240,000?What is theDifference a month in mortgage...
£230,000 VS £240,000 ? Can somebody please tell me approximately how much extra the mortgage payments will be a month on the £240k one VS the £230 k a month? eg, if £230 K will give about £1000 a...
View ArticleRTB Council Property (santander)
In the process of purchasing the council property. On the application we put down my parents and my brother as tenants wishing to purchase the property. Now that we got the offer letter, we went to see...
View ArticleNationwide Newbuy DIP
Had a DIP Application in with Nationwide since Wednesday. Going through a builders "mortgage advisor" as it's easier, and I can't go direct. History of Bankruptcy/Reposession. Just chased it up ,...
View Articlehow fast have you completed/exchanged?
Hi wondering how fast people have managed to complete or exchange at the least. I am in process of buying, am at stage where offer is accepted, application is submitted (HSBC.... EEEKKKKKK!!!!!!) since...
View ArticleBarclays/Woolwich Mortgage Reserve Withdrawal
We took our fixed rate mortgage out with the Woolwich, which then became Barclays, about 6 years ago. It came with a Mortgage Reserve which was an approved overdraft calculated as the difference...
View ArticleHow to respond to Bank of Ireland
Since Bank of Ireland has decided to treat its UK customers with utter distain in increasing their variable rate to loyal customers I suggest a mass response and boycott of all Bank of Ireland...
View ArticleMortgage self employed? Confused
Hi guys I've been working ina hairdressers for the past 3 years employed, however my boss has asked me if I want to go commision only which would see me better off. However I was planning on getting a...
View ArticleMortgage shortfall NRAM refusing to help
Hi, I really need some advise as i feel like i have no where to turn. I've had a property for sale for over 2 years and finally received an offer for £42500 this week which in my opinion is a light at...
View ArticleHow much will the bank lend me?
I am looking at moving house, I currently have a mortgage of £75,000 and have about £90,000 to put down on a new property. I want to port my current mortgage on to my next property, however my question...
View ArticleCan I give notice to my Employer?
Hi..Please help..I am looking to buy a property. Got my house offer accepted and lender survey completed. ie., mortgage process in place. Now starts the story..I read on the internet that lenders would...
View ArticleHalifax Mortgage Problem
Hi, First post here and I am really hoping someone can help. We have a mortgage with Halifax which is split into 2 parts: Part 1 - 5 year fixed rate at 7% Part 2 - Tracker at 1.8% We took the mortgage...
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