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Scam / for real?

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My friend has got a letter from her mortgage company. It says that they have been told she doesn't live there and there is a form to return that says if you know where she lives then tell us. The letter is signed:
Customer Service Associate
Mortgage and Reconciliation Services

Is this a scam or for real. How don't the mortgage people know that she lives in the house when obviously she's paying council tax, bills, mortgage etc and so is living there?

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