shared ownership and the freehold
I know that if you are buying a property that is leasehold, then after you have paid it fully you can obtain the freehold. My question is this, if you are buying say 50% on a leasehold and you have...
View ArticleScam / for real?
My friend has got a letter from her mortgage company. It says that they have been told she doesn't live there and there is a form to return that says if you know where she lives then tell us. The...
View Article£30k shortfall. Please read..
http://www.consumeractiongroup.co.uk...gage-shortfall MSE seems to get a better audience coverage.
View Articleshort fall in mortgage
Hello can anyone offer some advice on this please. In August this year my 3-part mortgage is due to end. Part 1 covered by a guaranteed endowment with some over. Part 2 due to pay of in August...
View ArticleYay Completed TODAY
Over the moon getting my new home today, i can put all that stress behind me now :T Hope everyone best of LUCK with theirs.:j
View ArticleMortgage applications How many days/weeks do they take (from Start-finnish )?
When picking a house, and deciding to purchase it, and applying for a mortgage from a broker, then how long does it take for the mortgage to go through? and get started? from the moment an application...
View ArticleNRAM mortgage question
Having some financial difficulties just now, thinking about vol repossession, can anyone tell me how long before first missed payment that house gets repossessed? We have somewhere to stay just in...
View ArticleMortgage question.
I need to release funds for some home improvements.I own home outright but do not have great credit history. Would I get one without any problems? thanks for help.
View ArticleInterest only or repayment?
We have about £33k left on mortgage ending in May 2019. £1K is repayment and remaining £32K is interest only. OH has policy maturing in 2017, target £23K, likely to be c £17K. Mortgage is 2.5%, unfixed...
View ArticleBest Mortgage provider for mortgage properties
Hi, I am considering bidding on a property at auction, however I will need a mortgage for part of the property. I am aware that if you are unable to complete on a mortgage within 28 days after the...
View ArticleOffer has been accepted, mortgage application made,but now like ANOTHER...
What would happen in this case? House 1 was liked, an offer was made, and accepted Mortgage application has been made (through a broker), it has been 1 week. but now like another property, House 2 and...
View ArticleAdvice on my options :(
Hi there, I was wondering if someone could give me some advice... Here goes... In 2001 my girlfriend and I bought our house together from Leeds nd Holbeck building society for 28k, few years later we...
View ArticleGaining mortgage agreement
Hi i have managed to gain an AIP from Nationwide for a joint mortgage with my partner but as i am starting work very soon i don't have any payslips,my mortgage broker has told me that they only need an...
View ArticleEndowment has matured, will I get the money?
23 years ago I defaulted on a mortgage. The mortgage was jointly taken out with my then girlfriend. A Mortgage Guarantee policy was taken out and paid by us as a condition of the mortgage application...
View ArticleFTB Mortgage Advice
Hi I'm looking at buying a house but don't know which lender to go with and need some advice. My salary is low 15000 but with overtime this would be a little over 19000. I spoke with the Co-op who said...
View ArticleCo habit - can she claim?
My wife and I had an Islamic marriage 7 years ago and purchased a house in 2010. We did no have a civil ceremony, she is now leaving me I right in thinking that if I continue with the mortgage payments...
View ArticleNew Buy mortgage completion
Hi All, We are due to complete on a New Buy Mortgage, however, the builder has advised us that once the CML has been completed they cannot complete for another 14 days due to government rules. We've...
View ArticleProbably a stupid question, but how do 'in principle' mortgage offers work?
My husband and I are first time buyers and we've sadly lost out on the house we liked recently to another couple in the bidding process. We of course don't know what their final offer was, but I read...
View ArticleWant to move, but not sell?
Hi We are looking to move area in 2014. However, I want to do a little bit of pre-investigation of how this works before getting my accountancy hat on. At the point of moving, my (well sounded)...
View ArticleSome hope!
I write this post as someone who has been both a 'lurker' on this forum and as someone who has posted looking for some advice / reassurance a couple of times. I guess this post could go in the 'Debt'...
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