Advice on my options :(

Hi there,

I was wondering if someone could give me some advice...

Here goes...

In 2001 my girlfriend and I bought our house together from Leeds nd Holbeck building society for 28k, few years later we remortgaged with leeds and took another 15k for home improvements etc.

just before we split we took another secured loan for a car with Welcome (doh!) for 7k

around 4 years ago we split up and i moved back to my mothers house.

My ex changed the mortgage to an interest only mortgage and has been paying the mortgage - I have been paying 200 per month for the welcome loan. as well as maintenance payments for my little boy (now 10 years old)

We get on ok and she has got a new byfriend and I have a new girlfriend.

I need to know what my options are regarding the house as I cant afford to pay the 200 pr mnth for the welcome loan if I want to save for a new place of my own. I am prepared to hand the house over to her completely should she want it, but I dont think she does, but she also doesnt want to sell the house either as far as I know.

Thank you for any help you can give