Hi
I'm looking at buying a house but don't know which lender to go with and need some advice.
My salary is low 15000 but with overtime this would be a little over 19000. I spoke with the Co-op who said they can't take the overtime into account but have seen other lenders who do.
I'm looking at a property price of 75000-80000 and have a deposit of 12000. I don't want to risk a mortgage application being declined, I've checked my credit score and it looks fine with no black marks.
Can ayone suggest who would be the the best bet to go with based on my income?, I'm looking at 5 year fixed rate deals at the moment.
I'm looking at buying a house but don't know which lender to go with and need some advice.
My salary is low 15000 but with overtime this would be a little over 19000. I spoke with the Co-op who said they can't take the overtime into account but have seen other lenders who do.
I'm looking at a property price of 75000-80000 and have a deposit of 12000. I don't want to risk a mortgage application being declined, I've checked my credit score and it looks fine with no black marks.
Can ayone suggest who would be the the best bet to go with based on my income?, I'm looking at 5 year fixed rate deals at the moment.