hi all,
after some advice.i had an operation last November which I was told would keep me out of work for 5 months.i made sure I worked hard to cover the mortgage for the 5 months no the problem is ive been told I wont be able to go back to work until the end of next month so im a month short on my mortgage (which goes out 28th of month).the mortgage is with the Cheltenham and Gloucester.ive rung them a couple of times to explain my situation and to see if they could help.i noticed ive got an option for a payment holiday but they have informed me I haven't paid enough off mortgage to qualify for one.they have basically told me theres nothing they can do.ive never missed a payment in the 4 years ive had a mortgage and don't know what to do next,its worrying me sick to be honest.i haven't got any family who can lend my the money.any idea's would be most helpful.thanks
after some advice.i had an operation last November which I was told would keep me out of work for 5 months.i made sure I worked hard to cover the mortgage for the 5 months no the problem is ive been told I wont be able to go back to work until the end of next month so im a month short on my mortgage (which goes out 28th of month).the mortgage is with the Cheltenham and Gloucester.ive rung them a couple of times to explain my situation and to see if they could help.i noticed ive got an option for a payment holiday but they have informed me I haven't paid enough off mortgage to qualify for one.they have basically told me theres nothing they can do.ive never missed a payment in the 4 years ive had a mortgage and don't know what to do next,its worrying me sick to be honest.i haven't got any family who can lend my the money.any idea's would be most helpful.thanks