FTB status or not?
When applying for a mortgage i was under the impression that as i don't currently have a mortgage i would be classed as a first time buyer? I've been told by a broker that as i had a mortgage in my...
View Articledeath and mortgages
hi, i took over my dads company after he died, change of director etc to get it into my name. my mum is the other director. now, my dad secured a mortgage against their house to purchace the company...
View ArticleCTL and buying 2nd Property - Broker only job?
I have been granted CTL and currently living in rented accomodation in another town, whilst searching for a house to buy. Would I be better off speaking to a broker, or can I approach high street...
View ArticleTransferring mortgage/deeds into sole name
Hi all, I was hoping there is someone out there who can tell me what to do. I have a joint mortgage with what is now, my ex-partner. She moved out of the house back in January and has also stopped...
View Articlemortgage problem
hi all, after some advice.i had an operation last November which I was told would keep me out of work for 5 months.i made sure I worked hard to cover the mortgage for the 5 months no the problem is ive...
View Articleredeeming mortgage within fixed term
Is this a big no-no? My brother is looking to sell his house but still has a year left of a 2 year fixed term. I think the fee he would have to pay is about 3% and could be around 2.5k. Is he better...
View ArticleTransferring Mortgage in Own Name
Hi, I'm about to try and get my first mortgage, but for reasons of my partner having adverse credit, I have been advised to get the mortgage in my name only as I stand a far better chance of getting...
View Articlemortgage deposit confusion
Hi, im wondering if anyone can give their opinion on my situation. My partner needs to sell his house to release equity (cant remortgage) and I have offered to buy the house in order for this to...
View ArticleDeeds and deposit worry
Hello all Here's the problem / nightmare we have ... We're first-time buyers. I work and my partner doesn't. Because of this, the lender advised we have a single mortgage with only my name on it. The...
View ArticleEquity release schemes
Hi all, i need some advice on behalf of my parents. They have been talking about releasing some equity in their home which is worth approx 200k (mortgage all paid off) They have spoken to Saga who...
View ArticleMortgage issue
Hi all Am looking for some advice from a mortgage broker or other guys who are more clued up than I on the subject. My partner and I are FTB's and have found a house we are interested in, price is...
View ArticleRemortgage Help please
hey guys, A friends mortgage is up for renewal and hes asked me to help out as he remember me looking at them, but that was a while back lol. All the offers I can see at the moment are for like 60/65%...
View ArticleDeclaring Dependants
hey folks, i have a young child under 18 . However i do not live with her and her mother . I pay maintainence costs but wonder do i declare her as a dependant. Mortgage calculators are not very clear...
View Articlefirst time buyer - advice required
How much do solicitor fees usually cost when you buy a house? It is best to go to a mortgage advisor?
View ArticleCo-Ownership but Single Borrower
I'm buying a property with somebody. However, I'm the majority earner and they only work part-time. As they don't earn that much, they're not keen on having the financial weight of a mortgage on their...
View ArticleMortgage - renewal query
Hi there, I wonder if somebody could offer some sensible advice regarding my mortgage please? I had a 2-year fixed rate deal (was 4.09%) which has now come to an end and decided to stick with my...
View ArticleMortgages for idiots
Hi, So I might have missed a thread on this. But where would you advise a total newbie on how to start looking into getting a mortgage? Is there a good book? Should I speak to a financial advisor?
View ArticleAdditional borrowing query
Hi all, first time post. I am looking to remortgage with additional Borrowing. I have been told I can have the mortgage But I need to provide quotes for what the extra money Is being used for ( kitchen...
View ArticleNew Mortgage Deals
Hi All, I've just signed up as a member, I've been browsing for a while and thought it was time I registered. I'm looking to remortgage as my fixed rate ends on April 30th. My question is, does anyone...
View ArticleSurvey??!!! Money for old rope....
Just had a survey done on a flat I am buying with help from the Woolwich. Cost over £300. The report is 29 pages long. 26 of those are no more than general comments on property maintenance and are...
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