Remortgage Help please

hey guys,

A friends mortgage is up for renewal and hes asked me to help out as he remember me looking at them, but that was a while back lol.
All the offers I can see at the moment are for like 60/65% LTV

Currently with RBS Capital+Interest 5.99%
NO ERC/Leaving fee now

House Value: £120,000
Outstanding: £97,250
Term Remaining 32 Yr
Currently pays: £570 p/m

Any help appreciated.