Hi everyone,
I bought my house in sept 2009 and my was deposit 25% of the house value. I took out a 5 year fixed mortgage.
I met my girlfriend (now my fiance) in jan 2010 and she moved in, in June 2010.
Weve been paying the mortgage together even thougth Im paying more thats not my query though!
We are looking to buy a bigger house meaning we need to borrow extra £30 if keeping with current provider and have started looking for houses
1) If we/I dont port the mortage and borrow from a new lender how does it work in terms of paying the loan back?
We'd have 21% deposit on new house we are looking at
2) Been getting some online mortgage quotes. Do you really have to incluse overdarughts, students loans?
What happens when it asks about current mortages? Do I put NO? - Im not looking to have TWO mortgages!!
Any help would be gratfully recieved
cheers:money:
I bought my house in sept 2009 and my was deposit 25% of the house value. I took out a 5 year fixed mortgage.
I met my girlfriend (now my fiance) in jan 2010 and she moved in, in June 2010.
Weve been paying the mortgage together even thougth Im paying more thats not my query though!
We are looking to buy a bigger house meaning we need to borrow extra £30 if keeping with current provider and have started looking for houses
1) If we/I dont port the mortage and borrow from a new lender how does it work in terms of paying the loan back?
We'd have 21% deposit on new house we are looking at
2) Been getting some online mortgage quotes. Do you really have to incluse overdarughts, students loans?
What happens when it asks about current mortages? Do I put NO? - Im not looking to have TWO mortgages!!
Any help would be gratfully recieved
cheers:money: