Mortgage Help
I have recently been signed off work is there any help or advice anyone can give me on financial assistance as I am going onto SSP is there any help out there. Thanks
View Articleendowment ins data protection breach
hi, was hoping someone can help. took out an endowment insurance policy 20 yrs ago it has just matured but during the paying out process it came to my attention that the company had made a series of...
View ArticleMortgage advice needed
Hello, I am new to this forum and I am needing advice on where to find any good mortgage deals and your opinion on whether or not me and my partner are in a good position to be accepted for a mortgage....
View ArticleMortgage for Ex-Bankruptee
Hello All, This is my first post on here, so please be gentle! I am living with my partner who has a mortgage of £275K, on a house worth £385K - so he has 30% equity in the house. The problem is that...
View Articledo you pay in advance or arrears?
do you pay in advance or arrears with the bank of ireland (or bristol and west as you use to be) does anyone know? i sold a property recently and am just trying to work out whether they owe me anything?
View ArticleOld endowment
I used to have an endowment policy attached to my mortgage many years ago that I stopped paying in to, i've since lost all details of who it was with. Does anyone know if there is any way I can trace...
View ArticleFinal Credit Checks before Completion Query
Morning all, Question regarding the final checks the mortgage providers does prior to completion. Myself and my wife had a mortgage offer from Halifax in Late October this year. Either party is no in...
View ArticleLoan just before mortgage application...
Hi All, Looking for a bit of advice - I currently have a loan and i am paying £614 per month £11,500 remaing over 20 months. I am looking at applying for a £252k 90%ltv mortgage with nationwide and...
View ArticleShould my Wife take out a loan to boost our deposit?
It seems impossible to get any kind of Mortgage with less than a 10% deposit and living and working near London doesn't help. Currently I have £16,000 saved but most properties are starting around...
View ArticleClear credit report or get a mortgage with high interest?
What is the best option my credit history debts mount to about 2800.00 am I best paying this off but what guarantees i will get a mortgage? Or do I go through a broker higher interest rate etc??...
View ArticleWhat happens next?
Probably another stupid question from me but as a FTB I'm trying to learn as much about the process as possible. We applied for our mortgage last week and I've now been told our application has went to...
View ArticleWill choice of loan provider affect mortgage?
If I take out a loan (approx £7.5k) with Derbyshire Building Society (Part of Nationwide) and I then buy a new house, porting my current mortgage with additional mortgage borrowing with nationwide -...
View ArticleDo I realistically have any options?
We have £13000 of debt most of which has been sold to debt agencies all of which have defaults plus one CCJ on my partners file. We're currently in repayment plans with all companies bar two which...
View ArticleBad credit mortgage broker - recommendations?
Hi all I have had a few problems in the past but have got myself all sorted now, however I still have a little over a year until the 6 years is up and my previous defaults and ccj get removed. I have...
View ArticleDivorce - Partner wants to buy out my share
Hi People I am new to the forum but looking for some advice. Partner and i are splitting up, we jointly own our property and we are married. Current mortgage amount stands at 81000 and early repayment...
View ArticleMortgage queries
Hi everyone, I bought my house in sept 2009 and my was deposit 25% of the house value. I took out a 5 year fixed mortgage. I met my girlfriend (now my fiance) in jan 2010 and she moved in, in June...
View ArticleRemortgaging with "Same" Mortgage?
This may appear a silly question, but I'd like to ask it anyway. I currently have a Natwest One mortgage account. I am about to receive an inheritance, and it's going to push the account well into...
View ArticleRemortgage for shared ownership
I am hoping I can get some advice regarding shared ownership. I own 50% of a shared ownership flat and pay the mortgage plus rent. The total amount of the mortgage and rent comes to a hefty sum which I...
View ArticleChain Breaker Company
We are in the process of trying to buy a house which has a chain breaker company involved, this company are handling the sale for the vendor using power of attorney. We had eventually made it through...
View ArticleDifference in information online and in branch - which is more accurate?
Evening Folks, I have been playing around with the lending calculators on various providers websites to try and get an idea of what we may be able to borrow in the future should we try to pursue a...
View Article