I currently live in a housing association house in which I've earned the 'right to buy'. I'm planning on moving out but my mother is keen on buying the house as a buy to let. She can definitely afford a mortgage however I cannot. We would be approved for a joint mortgage on her finances alone, but my name would have to be on the mortgage as the right to buy is in my name only as she lives elsewhere. Does anyone have any idea weather we would be allowed to buy this house with a joint mortgage but only my name on the deed? The reason only my name would be on the deed is because the housing association will not let me jointly buy the property with someone who is not a tenant.
Thanks.
Thanks.