Remorgaging or life-time mortgage?
Hello! I've just finished two first years of my mortgage (which was fixed for 2year) and started dealing with re-mortgaging. And I now see that itÂ’s a hassle,as (1) My property can be evaluated again...
View Articleshould I cash in endowment?
I have an interest only mortgage of £15,000 due to be paid off in 2015. I also have an endowment which was supposed to be worth £20,000 which matures in 2014. It was supposed to cover the mortgage and...
View Articlehigh ltv mortgage. Possible?
Long time reader but first time poster. So hello! Through circumstance I need to move home its come out the blue hence needing high LTV Looking into a possible 95% mortgage. I earn 43k . Split between...
View ArticleMortgage in Principal without knowing final property cost
I guess this may seem a bit odd, but we are first time buyers and have found a property which we like. We have made an offer which is lower than the current asking price and would like to obtain a...
View ArticleHelp needed, clueless FTB.
Hello! Can anyone offer me any advice please? I am 38yrs old, divorced and self employed carer needing to secure a mortgage of about £50k if possible. I am currently selling my marital home (OIEO...
View ArticleRemortgage with bad credit
I will shortly be coming to the end of my 2 year fixed rate with Kensington Mortgages but since taking this out I have had to take on a Debt Management Plan with Stepchange for arrears with credit...
View ArticleMortgage, redundancy and being a student - advice needed please!!
Hi everyone, I apologise for this long winded post, but its a long winded story! Ok, here's the situation... I've found out I'm gonna be made redundant in a couple of months. I've also decided that I'm...
View ArticleHalifax Mortgage Sub-Accounts increased recently?
Hi All. Just thought I would put a word of warning out. I received a letter yesterday detailing all the details about the "changes in the way they manage the mortgage". Anyway I used to have two sub...
View ArticleMortgage - negative equity
I own a flat which for work reasons I had to move out of - I tried to sell it a few years ago but couldn't, unless I lost money as I was, and still am, in negative equity. So I rented it out but...
View ArticleHow long does a mortgage offer take from Halifax
Hi Thanks for reading and replying to my thread I wanted to know how long a mortgage offer takes, I am a FTB The property valuation was done on 19th march 2013, and I have received the valuation letter...
View ArticleAbbey mortgage processing
Hi, Is it normal??? Underwriter decision: Application agreed 14 march Valuation at 20 march Mortgage Centre processing 18 march Now abbey need 4 month bank statement ,pay slip, p60 and passport. I have...
View ArticleMoving home + mortgage +self-employment
Hiya, We're currently on a 2 year fixed rate mortgage -our first one. This is due to end in January 2014 and will then go down to the bank's variable rate. We are hoping to move house shortly after...
View Articlemortgage help please
Hello there - this is my first time of posting on the forum, although I am an avid MSE follower! I want to move to a smaller house to be nearer my elderly parents, & let out my current house on...
View ArticleCan I PM a mortgage advisor on here directly?
Just curious-Would it be possible to contact a mortgage advisor on here for independent /personal advice via PM without compromising any of the site rules? Thanks F x
View Articleex wife looking at giving house back to mortgage company
Hi all i hope someone can help or give advice me and my wife split last may 2012 we agreed i would move out get my own place and she would stay in the house. upto know she has been covering all house...
View ArticleDmp
hi can anyone help? I am currently paying off my debts through a debt management plan. One of the creditors have defulted my loan even though i am paying a reduced amount each month. Can I get a...
View ArticleRight to buy / joint mortgage with non tenant
I currently live in a housing association house in which I've earned the 'right to buy'. I'm planning on moving out but my mother is keen on buying the house as a buy to let. She can definitely afford...
View ArticleWill settled accounts scupper mortgage promise
We have joint mortgage promise from Halifax. I can see from my Experian report that they have viewed my credit report but don't know if this was in full or not. The issue is that I have five settled...
View ArticleCan Parents gift equity even thou son-in-law will have mortgage?
Hi, my parents bad bought a buy to let property for 245,000 (55k deposit, 191,000 mortgage). They now want to give the property to their daughter (my sister) and her husband. They want to give the...
View ArticleMortgage Deposit
Hi, I'm sorry if this has been asked before but I'm just trying to get my head around things. We will hopefully be buying a new house soon, providing we sell ours which has just gone on the market. The...
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