My wife and I were thinking about opening a new current account each due to a much higher interest offered by them. We would keep the previous current accounts opened but we'd move most of the money for the new account.
We were as well thinking about applying for a mortgage soon (maybe trying to get pre-approved in one or two weeks). The application process informs you that:
I read in the past that it's not a good idea to apply for Credit Cards when you're about to ask for a mortgage because they credit checks would appear in your report and your credit score would be lowered. Do you know if this is still the case when we're talking about applying for a new current account which will perform a credit check on application?
Many thanks!
We were as well thinking about applying for a mortgage soon (maybe trying to get pre-approved in one or two weeks). The application process informs you that:
Quote:
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When you apply, we will ask your permission to approach a credit reference agency to see if it has any information about you. Our decision will be based on the details you provide, together with information we receive about you from the credit reference agency |
Many thanks!