Has the mortgage market changed enough?
Morning all :j i recently separated with my husband and bought out his share of the property via a separation agreement in writing, also have all the child maintenance sorted etc. The mortgage is still...
View ArticleIntelligent Finance: A Change to Conditions?
I have an offset mortgage with Intelligent Finance. Just logged in and noticed they will no longer offer any new savings accounts as of the 22rd of March 2013 - I don't recall any notice being given. I...
View ArticleMortgage Valuation - Worth going to Nationwide from Britannia?
Hello all. I received my valuation this week at a staggeringly low figure. To sell at that price would set a new record low for the road and the area, and this on a home with a brand new bathroom and...
View ArticlePossible Mortgage Lenders for bad credit history
Does anyone have an idea which lenders are more lenient and more likely to offer a mortgage to someone with a poor credit history? The persons in question don't have a terrible credit history but have...
View ArticleOff set mortgage possibility and advice needed
I don't think that there is an easy way of explaining this. But I will try. I am currently selling my house with the intention of buying a cheaper property which will pay off my mortgage. However, I...
View ArticleAdvice re mortgage following IVA
Hi all Im hoping for a few pointers on the possibility of getting a new mortgage for a house move. My husband had an IVA, his 6 years are up and it has just 'fallen off' his experian file. He now has a...
View Articledoes an agreement in principle link your credit
i joint own a property with my ex and am stuck. me and my new partner want to get a house together but my ex is refusing to let us buy him out and for him to buy me out. he wont agree to drop price of...
View ArticleBuy to Let or not Buy to Let..?
Hi We are currently in the position of having a house for sale but lack of viewings means selling is unlikely in the near future. We don't live in the house and are considering renting it so that we...
View ArticleHow does this look...
Hi all, First time poster - please go easy on me!! Just looking for some reaction to a mortgage we are likely to sign to, having a bit of a wobble today so thought I would seek wider opinion. We are...
View ArticleMortgage deal running out, advice please...
My mortgage with C&G runs out in about 6 months, and I am due to go onto their 'Homeowner rate' of 3.99%, above my current fixed rate of 3.39%. I am looking to move house in about 18 months so was...
View ArticleNationwide Mortgage Early Repayment Fee - can they charge extra for paying...
Hi, New here, seems like The Place To Come for answers! I have recently overpaid quite a large amount on my Nationwide mortgage :j. I'm in the fixed interest period so I have to pay an early repayment...
View ArticleOff-Set Accounts and Bill Payments
I am trying to work out something and would appreciate opinion, advice and information. Offset mortgage with Virgin One current rate is 4%. Bills are currently on direct debit (water, electric, etc)....
View ArticleCould opening a new current account affect a mortgage application in the near...
My wife and I were thinking about opening a new current account each due to a much higher interest offered by them. We would keep the previous current accounts opened but we'd move most of the money...
View Articlewhen can i get a mortgage
i work as a temp and have had a mortgage for about 7 years. i got he mortgage when i had a permanent job in my previous employment. now ive been a temp in my new job for about 7 months and im hoping to...
View ArticleHalifax taking the p*55 with the mortgage change?
Hi, Maybe Im reading this wrong but halifax seem to be trying to pull a major fast one when they changed everyones mortgages over recently. I have 2 mortgages with them one should run out in 9 years...
View Articlefixed rate mortgage
Hi, my interest only year holiday is ending this month, I have just got a letter from my mortgage company and it looks like they have put me on a fixed rate, added a £900 admin fee?? without asking me....
View ArticleA plea for advice
I intend to start applying for mortgage in next 4 months and as part of the planning process requested to check my credit report via equifax to my amazement my score was 368 ( just fair) . I also had a...
View ArticleAdvice - mistakes at every turn, so want mortgage company to put up money to...
Hi All, Just after a bit of help and advice. My husband and I are midway through a mortgage application directly through Natwest. We are first time buyers trying to buy an newbuild property on the...
View Articlenot complying with court order - mortgage
My friend is nearly divorced and financial stuff done in court. Court ordered sale of fmh and my friend agreed that his ex could change mortgage to interest only. This was all written on court order....
View ArticleMortgage term query
We have come to the end of our fixed rate mortgage with Halifax. We are looking at remortgaging to try and get a better deal but hubby is concerned as he doesn't want to extend the term of the...
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