Hi,
i am a self employed FT[B] and had an offer accepted on a house on Friday.Friday mornng i had received a positive D[I]P to borrow more than required on a 15%mortgage at the Halifax. The D[I]P was completed by a broker. [I] gave him copies of my D / accounts/ bank statements that morning so that if the offer was accepted he could submit the appication without me being there to speed the process up as the offer was on the basis that would be quick. Following the offer being accepted i found a soicitor and the broker made the application formally on Saturday. i havent been asked for any fees yet apart from the brokers fees. The valuation was instructedMonday [I] beieve but have been tod to tel the EA to hold off the vauation unti the paperwork is agreed - this is worrying me. How often does it normaly take for the mortgage company to make you an offer so that you can proceed with surveys / searches etc. dont want to waste money but dont want to lose this house by being slow as i love it. Someone please reassure me - i want to enjoy my easter break rather than spending it stressing!
Thanks
i am a self employed FT[B] and had an offer accepted on a house on Friday.Friday mornng i had received a positive D[I]P to borrow more than required on a 15%mortgage at the Halifax. The D[I]P was completed by a broker. [I] gave him copies of my D / accounts/ bank statements that morning so that if the offer was accepted he could submit the appication without me being there to speed the process up as the offer was on the basis that would be quick. Following the offer being accepted i found a soicitor and the broker made the application formally on Saturday. i havent been asked for any fees yet apart from the brokers fees. The valuation was instructedMonday [I] beieve but have been tod to tel the EA to hold off the vauation unti the paperwork is agreed - this is worrying me. How often does it normaly take for the mortgage company to make you an offer so that you can proceed with surveys / searches etc. dont want to waste money but dont want to lose this house by being slow as i love it. Someone please reassure me - i want to enjoy my easter break rather than spending it stressing!
Thanks