Would there be any problems with this
Me and my brother are currently looking to0 start a business but that would mean me waiting 3 years minimum for a mortgage. Would there be any issues with me allowing my brother to own 100% of business...
View Articleneed some advice for mortgage FTB
hi i'm new in this forum hope you can help me. so, i'm looking to get mortgage for max 200,000. i have deposit 20,000 plus 3000 for all bills i need to pay. my pay is 35,000 (30,000 without overtime),...
View ArticleSolicitors not kept to agreement. Im penalised? HELP
I have recently set up a payment with a solicitors in December. This was to draw an additional sum each month out. I have arrived back from business (away for a few months). The solicitors didn't set...
View ArticleSelf employed, can I remortgage?
Hi I've just been declined a remortgage by Halifax and just wanted to ask on here if its worth bothering with other lenders? I'm self employed (ltd company) We only went ltd less than 3 years ago so...
View ArticleMortgage application and old defaults
Hi My boyfriend and I are in the process of purchasing a new build property with a joint mortgage. Cash price £370k, deposit £56k joint income of £148k. AIP all ok but here's the query: Over 10 years...
View ArticleGetting a mortgage/self employed/partner full time employed
Can anyone offer me some advice/input on the following situation please? My partner and I are looking to buy a home together. Im a director of a company with less than a years trading, but we do have a...
View ArticleMortgage Overpayment Help
I have a mortgage with Nationwide on a 10 year fixed with 31 months remaining set at 4.89%. It will cost me £1500 to ditch the fixed rated. I am aloud to pay £500 overpayment per month which I do. I...
View ArticleCredit rating drop after paying off mortgage
Hi guys - we are considering changing our mortgage product from a 70% LTV with the Woolwich to an 80% LTV rate also with the Woolwich. I spoke to the Broker at L&C yesterday and said they may...
View ArticleHalifax Mortgage help!
Hi, i am a self employed FT[B] and had an offer accepted on a house on Friday.Friday mornng i had received a positive D[I]P to borrow more than required on a 15%mortgage at the Halifax. The D[I]P was...
View ArticleHSBC Suspended Possession Order
Can somebody please point me in the right direction? We have two accounts with HSBC which we got into arrears with, when the business went into administration in June 2009. Various letters and...
View ArticleHalifax & Nationwide Lending Criteria
Hello Everyone, Does anyone know what the lending criteria for Halifax and Nationwide is (or even Santander)? All their websites and intermediary websites only give generalised criteria, not specific...
View ArticleM & C Saatchi 'Moving Tales' casting
M & C Saatchi are making a series of online short films ofpeoples tales of moving house. We arelooking for a broad range of people, from 1st time buyers to 2ndhome purchasers, ideally with a...
View ArticleShare in Parents property as deposit?
Hi, My parents have signs I've their house to myself and 2 brothers,shared equally, I just wondering if I could use my share on the house as a deposit towards a mortgag? We're not sellin the house as...
View ArticleEarly Redemption Charge ERC
Hi Now that mortgage rates are so low im tempted to change my loan. However I'm with nationwide and they have a 5% erc on the balance. Gutted. I found an article suggesting that these charges are...
View ArticleHalifax - Mortgage
Our Halifax fixed rate end on 30th April, just wondering if anyone would know when Halifax would contact us to arrange a new deal??? Thank you
View ArticleMortgage after Maternity Leave
Hi, I'm currently looking to get a mortgage on my first property. I was working full time until I went on Maternity leave and returned 2 months ago on a 3 day week basis until my child settles into the...
View ArticleRemortgage Advice - Actual Cost over X years
Hello, Im doing some homework regarding re-mortgaging my house for the very first time. Im trying to look up as much I can and read/learn as much as possible but im a little confused on the "Actual...
View ArticleRemortgage to interest only?
We're creaking under the weight of our credit card debts - but our 5 year fixed term on our mortgage has just come to an end so we are thinking about changing it... though even staying on the base rate...
View ArticleMortgage offer expiry
We are hopefully going to Exchange in the next week or two (buyer is awaiting a Consent Order before we can exchange & process has been ongoing since Oct because of chains collapsing). BUT I cant...
View ArticleHouse has been valued at less than Agreed Sale price
My partner and I are first time buyers and had agreed a price on a property at £62,500 which we thought was a fair price for the house and the area in which we were looking. We have been dealing...
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