Halifax have said yes repetedly that we would qualify. My husband earns 28k but he has a spouse visa due to expire oct 2013, we will of course be applying for an Indefinite leave to remain before that only having to prove that we still live together. Our LTV is 30% as we have 50k deposit. I earn v little at basic wage of 4.4k pa. We can easily afford repayments and my husband has a great career ahead of him. I still have a doubt..
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