fixed BT let mortgage ending soon
Has anyone reached the end of a fixed rate BTL mortgage? I am wondering what will be offered to OH rate wise when it ends, should he simply do nothing and will they they then just revert to a variable...
View Articleshortfall - endowment.
I have 2.5 yrs till end of mortgage, but have a shocker of a predicted shortfall of 15k, Where can I input figures to to find a payment solution? I dont have a clue how to work it out.! PS claimed comp...
View ArticleGetting a mortgage after completing a DMP
As title really - what sort of things should we keep in mind? OH has recently finished a DMP (was around £3.5k when he defaulted in 2011, consequence of losing his job) and we're looking to start...
View ArticleNationwide mortgage for self employed contractor
My husband is a self employed gas fitter. He contracts to a company who pay him weekly and pay his taxes for him. We have applied to the nationwide for a mortgage which is 30% Ltv. We have been offered...
View ArticleMortgage Reference
Hey all I have applied for a mortgage with the nationwide. I got a DIP through straight away and have now gone to a full application They have had my last 3 payslips and P60 and now they want an ref...
View ArticleDividends / Re-Mortgaging
Hi Im looking for some advice or if someone has been through a similar experience. I am about to become a shareholder (as of 1st April) in my employers company (only a small share of 1%) and paid a...
View ArticleUnderstanding porting a mortgage
We have had our house on the market for months and have accepted an offer and have found a place to buy. We have a 85% LTV self cert mortgage which we have had for 5 years with no late payments....
View ArticleDeed of trust advice needed
My Father died last year so I was left a lump sum £100.000 which we are going to put towards buying our first house. So I will pay the deposit and for any renovations on the house and my boyfriend...
View ArticleOrder for possession
Hello All Sorry not sure if this is the right place to ask. My house was repossessed in January and I just wanted a bit of advice about the court order. It says: And it is adjudged that the claimant...
View ArticleTransferring money to seller
Hi, first of all i apologise for whats probably a basic question. Im a first time buyer, approaching exchange of contracts in about 3 weeks time. M y question is whats the best way to get my money to...
View ArticleMortgage and Maternity Leave
Situation: My wife and I are looking to get a mortgage soon. She owns the property that we just sold and was the mortgage holds, this would be my first mortgage. My wife will be going on Maternity...
View ArticleVoluntary Possession
Hi all, just need a little advice. My brother bought a 1 bedroomed flat at the height of the property boom. He was naive, bought it off-plan hoping he would make a profit and sell on. He owes about...
View ArticleQuestion about remortgaging?
I took out a 5 year fixed mortgage for my first house purchase and I still have just under 4 years to go but wanted to get clear in my mind about how a remortgage works when my fixed deal ends. So in...
View ArticleBuying out of a mortgage
Hi all, I'm just about to buy out of a £362k mortgage at 4.59% (it's in the last year of that rate) to move to a 1.79% fix and was wondering on opinions as to whether or not a rate of 1.79% is likely...
View ArticleMortgage after repossession
My bottom line question is, how would a mortgage lender know that you had a previous repossession? A few years ago we had a very troublesome tenant who knew every loophole In the law and how to get...
View ArticleSwitching Brokers...
Hi, I am currently going through a very painful DIP process for a Nationwide NewBuy mortgage. The advisor promises this, that and other in terms of calling me, giving me updates and never does. I...
View ArticleWill we qualify for a mortgage?
Halifax have said yes repetedly that we would qualify. My husband earns 28k but he has a spouse visa due to expire oct 2013, we will of course be applying for an Indefinite leave to remain before that...
View ArticleNewbie Mortgage advice
Hi guys! Apologies if these questions are naive, but I'm completely uneducated re mortgages etc and was wondering if anyone could offer advice please. - What are your thoughts on house prices being...
View Articlesandander and their charges
hi i am new to all this. wondered if anyone can help and shed some light on all the goings on with santander, they seem to be charging me left right and centre, bouncing cheques, and mainly charged me...
View ArticleHelp to Buy Equity Deposit + Offset Mortgage
Hi All - a very quick question..... The detail on the Help to Buy equity deposit is very light currently and I was trying to see if this scheme would be eligible with an Offset style mortgage? The...
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