Me and my husband have had our mortgage for 8 years with Natwest. We have never missed a payment or had any trouble with our mortgage. However, after getting married we now have £6000 on a credit card, which we cannot move to a interest free balance transfer or a loan because we already have one and arent able to apply again. The credit card is now also gaining interest monthly, and we are paying off around £4-500 a month of it but around £150 of that goes to interest. We want to look into getting a mortgage repayment holiday with our mortgage provider natwest, for 6 months as we could have this credit card cleared in time for the payments to start back up again. What do you think?
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