mortgage
hi I have a small amount to pay on my mortgage and want to buy a cheap property I have seen in Ireland. I do not want to sell my house here at present and am looking for a provider who can let me...
View ArticleComplex situation?
Hey. I'm looking for some advice on what seems to me to be a compex situation but probably isn't really. I have mortgage on a flat but in around a years time I would like to buy a house with my...
View ArticleTax Implications
Hi, I hope you will be able to help me.. I am asking this on behalf of a friend. He has a mortgage with his wife and his brother. His brother has been helping to pay the mortgage for approx 3 years. My...
View Articledeposit
Excuse my ignorance but does having as big a deposit as possible increase your chances of getting a mortgage? For example would 40% be looked upon more favourably than 20% or is it the case of if the...
View ArticleOpening/applying for credit cards so close to getting a mortgage/buying a house?
Basically we shut down all our credit cards in January, figuring that a load of credit to our name would be a bad thing & we'd be looking at buying a house from April onwards. I read yesterday that...
View ArticleChanges to paying halifax mortgage by standing order??
Halifax has recently changed its mortgage payment set-up and customers mortgage a/c numbers. Does anyone happen to know what you need to change your standing order sortcode + a/c number to if you pay...
View ArticleWill my HSBC mortgage be rejected with this criteria
Like most we met with HSBC to enquirer about a mortgage due to their outstanding deals. The one that appealed to us was the life time tracker simply because of the life time part and the fact it is a...
View ArticleMature student about to graduate - how long to wait for mortgage?
I'm a mature student and haven't been working for that last four years. I'll be starting work again in July and want to buy a property as soon as possible. I have a 20% deposit and will be in a secure...
View ArticleHow much do I have to pay ex if I sell the house?
My ex husband has been paying half the mortgage even though he hasnt lived in the house for nearly 5 years. He now wants to come off the mortgage so it looks like selling is the only option as I can`t...
View ArticleUse savings or take out against mortgage
Hi all Looking for some advice, maybe someone with a mathematical mind!! I am adding an extension to my house at a cost of £21000. I have £15000 in cash and £6000 in shares which could be used, but...
View ArticleYorkshire Building Society Pass or Super Pass?
Hi all, can someone explain what the difference between a pass and a super pass is? My situation: FTB with 10% deposit. I completed a mortgage application with a mortgage advisor in Yorkshire Building...
View ArticleMortgage repayment holiday for 6 months to pay off credit card HELP!!!!!!
Me and my husband have had our mortgage for 8 years with Natwest. We have never missed a payment or had any trouble with our mortgage. However, after getting married we now have £6000 on a credit card,...
View ArticleMortgage Application with Satisfied Defaults
Hi. Very new to all this and looking for some advice. My husband and I are currently looking for a mortgage for a property in guernsey. At the moment most lenders here are still offering 5 x joint...
View ArticleBuy to Let possible?
I have a large chunk of money saved up, enough for at least 25% deposit on a property, however I am a contractor so I think I will be unable to prove I have a steady income as I have only been doing my...
View ArticleInfluence of Loan on Mortgage Application
Hi All, Quick question. I have a loan from Nationwide for an original amount of £18,500 at 7.4%. How does a loan (in good status) influence any mortgage application?
View ArticleDo i need life assurance b4 applying 4 mortgage?
Hi I was hoping someone can advise please. I've got my full mortgage app date coming up and received a list of documents to take, which included copies of life assurance. I don't have any,would this go...
View ArticleNeed mortgage advice
We have complicated situation and need mortgage advice...do I need a mortgage advisor and how do I find one that can help us
View ArticleMortgage Retention - work not needed?
Hi, I wonder if any of you can help. My husband and I have just bought a new house. it was a repossession in need of work - my husband is a builder and our previous property needed work so we are used...
View ArticleProperty rented out but live with parents
Hi I currently have a property (from a break up) but I have consent to let until dec 2014 and rent it out. In the meantime I am staying with my parents and saving enough money to switch it to buy to...
View ArticleBuy to Let for Self Employed
I've just become self employed, but have contracts signed for a value of £100k My Cash Assets are £150k I'm wanting to buy a BTL, looking to put down in excess of a 50% deposit. Looking at critrea of a...
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