Hi
I'm looking for a bit of advice, I recently ordered my reports as I'm looking for a mortgage soon and knew I needed to make my file look as good as possible.
My problem is a strange one, I got a default notice in march from h&m for £31 I paid this in full the same day after checking my files I admit it was my fault I used my old bank card to pay online but not having funds in it rolled into a monthly mail order account and I didn't check as I thought I'd paid. Anyway like I said it was totally my own mistake so I paid.
The account shows on my equifax report but just shows start date and end date but I've looked at lots of posts where they have a 'default date' in between?
Any advise would be greatly appreciated.
I'm looking for a bit of advice, I recently ordered my reports as I'm looking for a mortgage soon and knew I needed to make my file look as good as possible.
My problem is a strange one, I got a default notice in march from h&m for £31 I paid this in full the same day after checking my files I admit it was my fault I used my old bank card to pay online but not having funds in it rolled into a monthly mail order account and I didn't check as I thought I'd paid. Anyway like I said it was totally my own mistake so I paid.
The account shows on my equifax report but just shows start date and end date but I've looked at lots of posts where they have a 'default date' in between?
Any advise would be greatly appreciated.